Refinancing

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.

Explore the types of refinance options available to homeowners. Learn how rate-and-term, cash-out, and other refinance types can help you save or access equity.

Discover alternatives on how to get equity out of your home without refinancing. Learn about HELOCs, home equity loans, and other flexible financing options.

Discover how a VA IRRRL can cut your rate and payment with fewer documents, no appraisal, and rolled in costs. Start your streamlined veteran refinance today.

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Learn how title and settlement services help you close on a home, from title searches to insurance, escrow, and signing, plus what to expect at every step.

Two ways that refinancing can benefit homeowners going through a divorce

Protect your new home with safety measures designed to combat the risk of fire, carbon monoxide poisoning, flooding, and burglary.

Your utility bills can eat up a large chunk of your monthly budget, but there are a number of ways you can cut costs. Check out our tips for saving....

Use this new home checklist to learn essential tips on safety, inspections, and address updates so you can settle in comfortably and enjoy your new home.

Feeling out of place after a move? Learn how to make a new town feel like home by meeting neighbors, exploring shops, and giving new adventures a try.

Confused about no cash out refinance vs. limited cash out refinance? Discover the benefits, differences, and which option is best for your mortgage strategy.

Learn the pros and cons of a cash out refinance to help you decide if the financial move is right for you.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.