Homebuying

Buying a home in 2026? The new conforming loan limits could boost your buying power and help you qualify with a lower down payment.

What is seller financing? Learn how it works, key pros and cons, and how it compares to conventional mortgages, so you can choose the best way to buy a home.

What is a title company? Learn how title companies handle title searches, closing, and title insurance, what documents they need, costs, and how to choose one.

Learn what an up-front mortgage insurance premium (UFMIP) is, how lenders calculate it, and explore ways to sidestep UFMIP on FHA loans.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

How much house can I afford with a $150k salary? Explore price-range estimates, common mortgage options, and tips for saving money in our guide.

Can you get a mortgage on an auction property? Learn how to prepare, secure fast financing, and beat tight auction deadlines with this clear step-by-step guide.

Learn how to buy a second home with no money down. Discover zero-down methods, low-payment alternatives, weigh pros and cons, and compare financing strategies.

Learn what an easement is in real estate and how it might affect your property. Discover the most common types and ways to uncover them before committing.

How many mortgages can you have? Learn about loan limits, what lenders look for, ways to qualify for multiple mortgages, and the financing options available.

What is a townhouse? Learn how its design, shared spaces, and community lifestyle work. Get a clear breakdown of features, benefits, and buying steps.

What is mortgage insurance? Understand how it works and what affects its cost. Discover various ways to avoid or eliminate it to save more on your home loan.

What is a promissory note? Learn how it works, what it includes, and why it matters. Understand the promise behind your home loan with this simple guide.

What is a home inspection? Learn why it matters beyond a simple checkbox. Discover what inspectors look for, how it works, and how they protect homebuyers.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Can you get a mortgage without a job? Learn real ways to qualify for a home loan using savings, alternative income, and lender-approved smart strategies.

What is a seller credit? Discover how it can lower buyer costs, speed up home sales, and help both buyers and sellers achieve a smooth win-win situation.

Can you have a cosigner on a mortgage? Learn how cosigning works and when to consider it. Plus, discover the key benefits, risks, and responsibilities involved.

Understand the key differences between co-borrowers vs. cosigners. Weigh the pros and cons, and learn tips to choose the best option for your financial goals.