$100 billion in online home loans
Better
Introducing
One Day Mortgage

One Day Mortgage

1

exclusively at Better

Instead of waiting weeks, now you can lock a rate, share some financial info, and get a loan Commitment Letter within the next 24 hours.1

Customers must qualify. Terms apply.

Buy a home
HELOC
Refinance
One Day Mortgage

Get started

Real Estate Agents

Partner with a local expert and save big.
  • $2k off Better Mortgage closing costs3

  • Selling? List your home for 0%4

  • Non-commissioned Agents

Learn more

Digital home loans

Low rates. Save thousands. Close fast.
  • Apply 100% online, on your schedule.

  • No commissions

  • Close 17 days faster than industry avg.

List your home for 0%

Traditional agents charge 3% listing fees - that‘s $15,000 on a $500,000 house!¹
  • Buy before you sell

  • Stress-free homebuying

  • Partner with expert local agents

better-customers
better-customers


We needed to make an offer the next day. Better made it happen.

Insurance

Don’t just auto-renew. We’ll do the work, you save big.
  • Protect your home and yourself

  • Find savings on home, auto, life insurance, and more

Better Attorney Match

Match with a local expert attorney to help with negotiations, Closing, and more.
  • Highly rated local attorneys

  • Vetted by homebuyers like you

  • Get matched in minutes

Better Services

We’re simplifying the homebuying experience every step of the way.
  • Better Settlement Services

  • Title & Closing

  • No unncessary fees

Today’s
mortgage rates

Tap that green button to see your personalized mortgage rates and custom mortgage recommendation.

Hey, we currently don’t have service in your area. We will notify you when we are there.

See your rates

Hey, we currently don’t have service in your area. We will notify you when we are there.

The tools you need to make that next step

How much home can I afford? Should I pay points to get a lower rate? Should I refinance? Tap to find out.

Use our calculators
mortgage-calcultor-tool

Image is for example purposes only. Your actual rates, monthly payment, and loan amount will vary.

better-customers
better-customers


We did the math on the next 30 years. It was cheaper to own.


We needed to make an offer the next day. Better made it happen.

En route to a hike, Shaina and Tessa unexpectedly stumbled upon their dream home, not at all ready to make an offer.

Just 17 hours later, they applied for a loan online with Better Mortgage, put in a bid, and the home was theirs.


Buying a house was 100x easier than planning a wedding.

Everyone told newlyweds Dorian and Leah that buying a home would be stressful.

But with the Better Cash Offer, their first bid was accepted, the Better Mortgage process was easy, and they moved in a few weeks later.


We did the math on the next 30 years. It was cheaper to own.

When Mateo and Alejandra first saw their neighborhood, it was a dirt field.

One year later, their newly constructed home was finished, and Better Mortgage beat every single one of the incentives offered by the builder’s lender.

better-customers
better-customers


Buying a home with Better was 100x easier than planning a wedding.

Look Before You Lock:
Why Rates Matter

    Almost half of all homebuyers don’t compare mortgage lenders before locking a rate. But small rate differences can add up to big savings.

    What’s a Good DTI for a Home Loan?

      When you apply for a mortgage, the top three things lenders look at are your income, your credit score, and your debt-to-income ratio, or DTI.

      Understanding Your Down Payment

        Housing prices are rising across the country, and low down payment mortgages make it easier for homebuyers to enter the housing market.