Our stories

Real Stories, Real Impact 

Learn how Better is transforming lives with faster, more affordable mortgages – but don’t take our word for it. Hear it straight from the people who’ve experienced it. 

Our stories

Real Stories,

Real Impact

Learn how Better is transforming lives with faster, more affordable mortgages – but don’t take our word for it. Hear it straight from the people who’ve experienced it. 

Best Mortgage Lender for
First-Time Homebuyers 2025

Best Mortgage Lender
for Affordability 2024

Best Lender for Quick
Loan Approval 2025

Best for Fast Closing Time

2025

Voices of Better:

What our customers say 

Excellent out of 5 4.3
Excellent out of 5 4.3

Excellent company, very competitive rates, great communication and service throughout. Highly recommend.

Joe F.

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Excellent mortgage lender experience

Better saved me close to $7k from the other lender I was with and finished my loan in 8 days total… Thanks Better!

John D.

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Excellent mortgage lender experience

Competitive rates, and cheapest loan costs by quite a margin. Communication was great, and loved being able to work online through their portal.

Josh B.

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I used Better for a HELOC, and the process was quick and intuitive.

Randall

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Everyone made the HELOC process a breath of fresh air!

Tammie C.

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Easy to work with and huge savings… best rates and excellent communication. Over $200k saved in total.

Dave S.

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The team at Better Mortgage went above and beyond… they kept working and saved me more money at closing.

Sandra J.

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Very competitive rates and a smooth process… I am very happy with the refinance experience.

Sakthi

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Approved despite income challenge
Louise and Dan, retirees on a fixed income, thought their dream of owning a new home might be out of reach. Then they stumbled onto Better’s website. With a few clicks, they held their breath and entered their details. Suddenly, a pop-up flashed: You’re approved! What seemed impossible turned into a whirlwind of excitement. They breezed through the process and soon landed in a cozy home just 20 minutes from Naples, FL beach.
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Pre-approval in minutes to beat tight deadlines
Shaina and Tessa were out on a casual hike when they spotted their dream home—a hidden gem that stopped them in their tracks. Then came the catch: offers were due by noon the next day. With time ticking, Shaina emailed Better Mortgage, typing out a hopeful plea: “I need to buy a home by tomorrow.” Better stepped up, guiding them through a seamless online application and delivering an approval just in time to make their offer—and win the house. 
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Matching great rates with a simple process
Mateo and Alejandra, first-time homebuyers, were ready to settle down and fell in love with a new construction perfect for building their future. The builder’s lender offered great terms, but Better Mortgage matched it, keeping the process simple with their easy online dashboard that made an often-overwhelming process feel simple and easy. 
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Powered by AI, Built for You

Traditional lenders rely on slow, outdated processes that demand time and manpower. At Better, we’ve harnessed AI and built tech to simplify everything—cutting costs for us so we can pass the savings to you. Our tools, Tinman and Betsy, team up to make your mortgage faster, more affordable, and just Better. 

Tinman®

Better’s powerhouse loan origination engine, Tinman®, completes the entire initial underwriting process autonomously, eliminating delays like appraisal conditions and approving loans days faster than traditional methods. 

Betsy™

Betsy™ is the first voice-based AI Loan Assistant built exclusively for the mortgage industry. Betsy™ delivers instant, tailored answers to your questions and automates key application steps, making the process faster and less stressful. Learn more

More than rates 

Beyond competitive pricing, our technology ensures a seamless process, giving you confidence and control every step of the way. 

At Better, it’s about more than financing homes. It’s about unlocking possibilities.  

1 Better Mortgage’s One Day Mortgage® promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive an underwriting determination from Better Mortgage within 24 hours of their rate lock. The underwriting determination is subject to customary terms, including fraud and anti-money laundering checks, that take place pre-closing and which may trigger additional required documentation from the customer. Better Mortgage does not guarantee that initial underwriting approval will result in a final underwriting approval. See One Day Mortgage™ Terms and Conditions.


2Better Mortgage’s One Day HELOC™ promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a HELOC loan the opportunity to receive an underwriting determination from Better Mortgage within 24 hours of their rate lock. The underwriting determination is subject to customary terms, including fraud and anti-money laundering checks, that take place pre-closing and which may trigger additional required documentation from the customer. Better Mortgage does not guarantee that initial underwriting approval will result in final underwriting approval. See One Day Heloc™ Terms and Conditions.


3Assumes borrowers are eligible for the Automated Valuation Model (AVM) to calculate their home value, their loan amount is less than $400,000, all required documents are uploaded to their Better Mortgage online account within 24 hours of application, closing is scheduled for the earliest available date and time, and a notary is readily available. Funding timelines may vary and may be longer if an appraisal is required to calculate a borrower’s home value.

Better

Better is a family of companies serving all your homeownership needs.

  • better mortgage homepage

    We can’t wait to say “Welcome home.” Apply 100% online, with expert customer support.

  • better real estate page

    Connect with a local Better Real Estate Partner Agent to find out all the ways you can save.

  • better cover page

    Shop, bundle, and save on insurance coverage for home, auto, life, and more.

  • better inspect page

    Get free repair estimates, 24-hour turnarounds on reports, and rest easy with our 100-day inspection guarantee.

  • better inspect page

    Get transparent rates when you shop for title insurance all in one convenient place.

© 2025 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Better BMC operates under the name Better Mortgage Corporation in New York.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, 80th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California Inc., is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Better Real Estate, LLC provides access to real estate brokerage services via its nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Equal Housing Opportunity. All rights reserved.

New York State Housing and Anti-Discrimination Notice

New York Standard Operating Procedures

Texas Real Estate Commission: Information About Brokerage Services | Consumer Protection Notice

Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803, Philadelphia, PA 19106.

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street, Suite 807, Philadelphia, PA 19106.

Insurance quotes and policies are offered through Better Cover, LLC. A Pennsylvania Resident Producer Agency. License #881593. Here is a full listing of Better Cover, LLC’s license numbers.

Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, and Better Inspect, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Home & Finance Holding Company. Better Home & Finance Holding Company trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act