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The wait is over with
One Day Mortgage¹

One Day Mortgage™ offers you more certainty and kicks your home loan into hyperdrive: go from locked rate to Commitment Letter in a single day. Traditional lenders deliver a Commitment Letter in a few weeks.²

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The mortgage process isn’t a race.
(But if it was, we’d totally win.)

No one really wants a mortgage—they want a home. One Day Mortgage speeds up the process so you can skip the red tape and worry, and head straight to “Welcome home.”

Real estate agents

The fastest way to close more homes

One Day Mortgage delivers certainty and speed to your client’s offers. And the quicker they close, the more clients you can help find their dream homes.

How it works

Faster than a

speeding mortgage

Offer accepted? Now it's time to lock a rate with Better Mortgage.

Upload financial info and get a Commitment Letter in 24 hrs, instead of waiting weeks.

(Yes, really!)

Get peace of mind through title, appraisal, and then...Closing! 🎉

What makes us Better


Home loans funded entirely online


customers who saved time and money


Unnecessary fees that other lenders charge


Get pre-approved in as little as 3 minutes

Better Mortgage


Get a Commitment Letter in a single day


No commissions


A simple online dashboard, you set the schedule


Close up to 17 days faster than average²


Questions? Call, text, or email us.

Traditional mortgages


Wait weeks for a Commitment Letter


Origination, application, and underwriting fees


Outdated methods that slow you down


Endless paperwork, emails, and phone calls


Wait until the banks open

Making the Dream possible! The pre-approval process was seamless...I appreciate the whole team at Better.

Chuck H

Better was in fact better! What I liked most about Better was that even though they were naturally trying to get our business, they seemed like they were honestly doing what was best for us.

Ricki D.

Better was by far the most transparent and informative lender experience...Everyone involved was honest, forthright, and promptly answered all of my questions.

Sergey L

One Day Mortgages FAQs

Is One Day Mortgage live in all states?

What makes One Day Mortgage better?

Will every customer qualify for One Day Mortgage?

What loan types are NOT eligible for One Day Mortgage?

How does a customer know if they qualify for One Day Mortgage?

What does a One Day Mortgage customer have to do in order to get their Commitment Letter delivered in 24 hours?

What property types are eligible for One Day Mortgage?

What financial information I need to share to get a Commitment Letter within 24 hours?

How do I learn more about how to qualify for One Day Mortgage?

One Day Mortgage Terms & Conditions

¹Better Mortgage’s One Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive a conditional underwriting determination from Better Mortgage within 24 hours of their rate lock. Better Mortgage does not guarantee that a conditional underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions.


Better is dedicated to making homeownership faster and simpler, with superior customer support along the way.

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© 2023 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California Inc., is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Better Real Estate, LLC provides access to real estate brokerage services via its nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Equal Housing Opportunity. All rights reserved.

Better Settlement Services, LLC. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

The Better Home Logo is Registered in the U.S. Patent and Trademark Office

Better Cover is Registered in the U.S. Patent and Trademark Office