$100 billion in online home loans
One Day Mortgage

One Day Mortgage


exclusively at Better

Instead of waiting weeks, now you can lock a rate, share some financial info, and get a loan Commitment Letter within the next 24 hours.1

Customers must qualify. Terms apply.

Buy a home
One Day Mortgage

Buy now. Refi for free later


Get started

Real Estate Agents

Partner with a local expert and save big.
  • $2k off Better Mortgage closing costs4

  • Selling? List your home for 0%5

  • Non-commissioned Agents

Learn more

Digital home loans

Low rates. Save thousands. Close fast.
  • Apply 100% online

  • No commissions

  • Close 17 days faster than industry avg.

List your home for 0%

Traditional agents charge 3% listing fees - that‘s $15,000 on a $500,000 house!¹
  • Buy before you sell

  • Stress-free homebuying

  • Partner with expert local agents

Home ownership all under one roof

Your home is more than a place to live. It’s an investment in a better future. We’ll help you unlock a better home and keep it working for you.

Better Insurance

  • Protect your home and yourself
  • Find savings on home, auto, life insurance, and more

Home Card

  • Fund home improvements
  • Lower APR than personal loans
  • Only pay on what you spend


We’ll shop for your insurance so it’s in one convenient place.
  • Protect your home and yourself

  • Find savings on home, auto, life insurance, and more

Home Card

Get up to $50,000 to use on moving, renovations, furniture & more.
  • Low fixed rates starting at 7.99% APR6

  • Use only what you need

  • Applying won’t affect your mortgage


We’re simplifying the homebuying experience every step of the way.

Buying a new home? Increase your odds of a winning bid with our cash offer.

Learn more

Find the rate that’s
right for you

Compare today’s local rates, then choose the one you want.

Hey, we currently don’t have service in your area. We will notify you when we are there.

Personalize rate
Happy family enjoying breakfast in their better mortgage home

What you need,
when you need it

Get pre-approved

No commissions

We don’t charge any application, origination or underwriting fees.

Get pre-approved in as little
as 3 minutes

Our customizable pre-approval letter helps you make an offer quickly.

Close up to 10 days faster
than average

We make sure everything goes smoothly the whole time.

Reach us anyway you like, 24/7

Email us or call (415) 523-8837 anytime. We’re always here for you.

Find the right home for your budget

Use our calculators

Backed by

Get help with all things home

Ready to get started?

Get pre-approved with Better Mortgage in as little as 3 minutes.