Resources

Learn how HELOC payments work, including the draw and repayment periods, unexpected fees to avoid, and how to pay off your HELOC faster.

Learn how an interest-only HELOC works, when it makes sense, and what to consider before applying. Explore some of the pros, cons, and flexible alternatives.

Explore what a 10/1 ARM is, how it works, and how it compares to other mortgage options. Weigh the pros and cons to make the most informed borrowing decision.

Can you have two home equity loans on the same property? Learn how it works, key factors to consider, and the pros and cons before taking a second loan.

Do HELOC rates change? Discover how often they fluctuate, what influences them, and the key differences between HELOCs with fixed or variable interest rates.

What can a home equity loan be used for? While these loans are flexible, some uses are smarter than others. Explore the best options and what to avoid.

Learn what causes mortgage payments to increase and what to do about it. Understand escrow, buydowns, rate changes, and more with this guide to payment shifts.

Confused about second mortgages versus home equity loans? Discover the two main types of second mortgages and their pros and cons.

Thinking about getting a HELOC on an investment property? Learn how it works, key requirements, pros and cons, and discover alternative financing options.

When to refinance a mortgage? Discover the important factors, ideal timing, and how refinancing can help you save money and reach your financial goals.

Learn what percentage of your income should go to your mortgage. Get expert tips to manage your monthly payments, qualify for a loan, and reduce housing costs.

Unlock the home buying process by learning the minimum credit score for mortgage approval, what lenders look for, and how to boost your chances of qualifying.

Learn how to refinance a mortgage with a bad credit score. Follow these tips, improve your score, and explore flexible options to secure a better loan.

Understand the refinance requirements for different types of loans. Learn what is needed to qualify and start your mortgage refinance with confidence.

Stay prepared for what's ahead. Explore expert insights on key trends, risks, and what it could mean if the housing market crash in 2025 becomes a reality

Can you get a home equity loan if your house is paid off? Learn why and how to do it, including pros, cons, and key factors to consider first.

Discover how to refinance your investment property. Learn the benefits, step-by-step process, and key requirements to maximize your real estate returns.

Refinance your 2nd mortgage to lower your interest rate, cut monthly payments, and improve your financial health with the help of this easy step-by-step guide.

Learn why mortgage rates are going up, how rising rates affect homebuyers, and what experts are predicting for the near future of mortgage interest rates.

Explore the evolving Trump mortgage rates panorama and discover how tariffs, market volatility, and global tensions are reshaping the mortgage landscape.