Resources

Rent stabilization makes renting more appealing, right? These policies can also encourage homeownership in New York City.

Explore the cash-out refinance pros and cons. Learn how it works, what lenders require, and when tapping into your home equity makes sense.

Explore a home equity line of credit (HELOC) pros and cons to see if it fits your financial goals. Compare its benefits, risks, and alternatives.

Learn how the HELOC draw period works and how long it typically lasts. Discover tips to repay your balance and manage your credit confidently.

Find out how much of a home loan you can get with a 650 credit score, explore your mortgage options, and see exactly what you qualify for today.

Explore how condo financing works compared to traditional loans. Learn condo loan requirements for getting approved and tips for landing a great deal.

Learn how much to offer on a house without going too high or too low. Explore how to use comps, market conditions, and budget to make the perfect offer.

Unlike midterms in 2026, this fall’s elections won’t decide who sits in the White House or which party controls Congress. But that won’t make this year’s election cycle totally irrelevant...

Learn the 28/36 rule with a clear definition, an easy example, and simple ways to improve DTI so you can set a right-sized home budget and prepare for approval.

Income needed for a 700k mortgage. Learn the salary ranges, key affordability factors, down payment options, scenarios, tips, FAQs, plus alternatives.

Learn what an HOA fee is, what it covers, how much it costs, and why understanding HOA fees matters for homebuyers and owners considering a property purchase.

The Fed is making a habit of cutting interest rates. Should this trend get buyers off the fence and into new homes?

Explore home equity investment pros and cons, key eligibility, risks, and how it compares with HELOCs, home equity loans, and cash-out refinance options.

Find out how a mortgagee clause protects lenders and homeowners, why insurance providers require it, and how to add one to your policy.

Learn how soft versus hard credit checks differ, how they affect your credit score, and how to avoid too many inquiries to keep your credit going strong.

Discover how the tenancy in common structure works. Learn the pros and cons of this co-ownership model to see if it makes sense for your situation.

Saving for a home can be tough. Can you buy a house without a down payment to make it easier? Discover the options and learn about the pros and cons.

Learn how to qualify for a home loan as a first-time buyer: credit, down payment, and programs like FHA, VA, and assistance to lower costs and close faster.

Learn how to secure a mortgage without 2 years of work history. Explore lender rules, exceptions, and the best loan alternatives to qualify for a home.

Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.