Resources

What’s a credit report, what does it include, and why does it matter? Learn everything you need to know, plus discover tips for boosting your credit score

Learn what your mortgage principal is, how it's calculated, and how it affects your monthly payments for better home finance management.

Learn about buying a foreclosed home in this comprehensive guide. Discover the necessary steps, pros, and cons, and make informed property investment decisions.

Discover how to determine the fair market value of a home. Understand what it is, the key factors influencing property value, and its uses in real estate.

Learn what a mortgage maturity date means, how it affects your loan timeline, how to find it, and what to expect when your mortgage reaches the end of its term.

Learn the difference between foreclosure and short sale, including how each impacts your credit, finances, and future loan options to make informed decisions.

What was the first-time homebuyer tax credit? Understand how it worked, who qualified, new initiatives to reprise it, and current options to get a tax break.

How do home equity loans work in Texas? Discover the unique laws, key requirements, and pros and cons to help you borrow smarter and protect your home.

How much down payment for a house do you need? Explore typical down payment percentages, minimum requirements, and how to find the right amount for you.

How much equity do you need to refinance your mortgage? Understand equity requirements by loan type and learn how to refinance and calculate home equity.

Wondering what happens to a HELOC when you sell your house? Learn how home equity lines of credit work during the sale process.

Compare jumbo versus conventional loan options to find the right mortgage for you. Learn about rates, requirements, and differences between loan types.

Wondering what house you can afford on a $50k salary? Explore how income, debt, and down payment affect your budget and how much you can afford.

Does refinancing hurt your credit? Learn how refinancing affects your credit score and tips to protect your credit during the process.

How much does a home appraisal cost? Find out what to expect as a homebuyer, including average fees, timing, and how to prepare for the visit.

Weighing a second mortgage versus refinance? Learn the main differences, pros and cons, and how to choose the best option for accessing your home equity.

How does mortgage interest deduction work? Learn which costs qualify and how to determine whether taking this deduction makes sense for you.

Can you refinance with the same bank or lender? Learn how it works, when it makes sense, and whether switching lenders could save you money.

Explore the differences between a cash-out refinance versus a home equity loan. Learn the pros, cons, and how they work to decide which suits you best.

Wondering if you can sell your house if you have a HELOC? The short answer is yes. Learn how the process works and what to expect when it’s time to...