Resources

Is cash-out refinance taxable? Learn how cash-out refinance taxes work, when interest is deductible, and smart ways to use your equity without surprise taxes.

Learn what an easement is in real estate and how it might affect your property. Discover the most common types and ways to uncover them before committing.

How many mortgages can you have? Learn about loan limits, what lenders look for, ways to qualify for multiple mortgages, and the financing options available.

What is a townhouse? Learn how its design, shared spaces, and community lifestyle work. Get a clear breakdown of features, benefits, and buying steps.

What is mortgage insurance? Understand how it works and what affects its cost. Discover various ways to avoid or eliminate it to save more on your home loan.

What is condo insurance? Learn what it covers and what it doesn’t so that you can protect your unit, belongings, and finances with the right policy today.

What is a promissory note? Learn how it works, what it includes, and why it matters. Understand the promise behind your home loan with this simple guide.

Discover the differences between a home warranty vs. home insurance, what each covers and excludes, and how to pick the right protection.

A global tapestry of economic forces shapes the mortgage rates individual borrowers pay. The Federal Reserve's decisions are one piece of the puzzle.

What is a home inspection? Learn why it matters beyond a simple checkbox. Discover what inspectors look for, how it works, and how they protect homebuyers.

How FHA MIP refunds work in 2025? See the chart, eligibility, how to calculate your prorated credit, what to consider before refinancing, and answers to FAQs.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Can you get a mortgage without a job? Learn real ways to qualify for a home loan using savings, alternative income, and lender-approved smart strategies.

What is a seller credit? Discover how it can lower buyer costs, speed up home sales, and help both buyers and sellers achieve a smooth win-win situation.

Discover how FHA multifamily loans work and explore benefits like lower down payments and more flexible credit requirements in our guide.

Many homebuyers expect the Fed to lower interest rates Dec. 9-10. But rate cuts don't always translate into immediate savings on mortgage loans.

Discover the income needed for an $800k mortgage, explore what affects monthly costs, and see real-world scenarios to compare your options.

Find out how to close on a house. Follow our step-by-step guide to understand the process, key documents, and tips you need for a successful home closing

How much house can I afford with an $80k salary? Learn which factors affect your mortgage options, and discover tips that make homebuying more affordable.

Learn the pros and cons of FHA loans. Compare key benefits and drawbacks, explore alternatives, and decide if an FHA loan fits your needs before you apply.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.