Resources

Do mortgage rates go down in a recession? Learn how economic downturns impact rates, homebuying pros and cons, and smart steps to take during uncertain times.

Learn how to buy down the interest rate on a mortgage, explore buydown types, pros and cons, and see if this strategy aligns with your home financing goals.

Explore the pros and cons of using a HELOC to pay off credit card debt. Learn how it compares to other options to make the best choice for you.

You can pay off a HELOC early to reduce interest and debt costs. Learn how to avoid penalties and if a HELOC early payoff makes financial sense for you.

Explore the types of refinance options available to homeowners. Learn how rate-and-term, cash-out, and other refinance types can help you save or access equity.

Explore the benefits and drawbacks of a 7/6 ARM, learn how it works, and determine if this adjustable-rate mortgage fits your long-term financial goals.

Should you use a home equity loan to buy a car? Discover the pros and cons, potential risks, and alternatives to make the right financial move for you.

Wondering what the income needed is to qualify for a $500,000 mortgage? Learn what lenders look for, compare your options, & discover strategies to achieve it.

Discover alternatives on how to get equity out of your home without refinancing. Learn about HELOCs, home equity loans, and other flexible financing options.

Thinking about refinancing your second mortgage? Make the right decision by learning what refinancing involves, when it makes sense, and how to start.

Learn how HELOC payments work, including the draw and repayment periods, unexpected fees to avoid, and how to pay off your HELOC faster.

Learn how an interest-only HELOC works, when it makes sense, and what to consider before applying. Explore some of the pros, cons, and flexible alternatives.

Explore what a 10/1 ARM is, how it works, and how it compares to other mortgage options. Weigh the pros and cons to make the most informed borrowing decision.

Can you have two home equity loans on the same property? Learn how it works, key factors to consider, and the pros and cons before taking a second loan.

Do HELOC rates change? Discover how often they fluctuate, what influences them, and the key differences between HELOCs with fixed or variable interest rates.

What can a home equity loan be used for? While these loans are flexible, some uses are smarter than others. Explore the best options and what to avoid.

Learn what causes mortgage payments to increase and what to do about it. Understand escrow, buydowns, rate changes, and more with this guide to payment shifts.

Confused about second mortgages versus home equity loans? Discover the two main types of second mortgages and their pros and cons.

Thinking about getting a HELOC on an investment property? Learn how it works, key requirements, pros and cons, and discover alternative financing options.

When to refinance a mortgage? Discover the important factors, ideal timing, and how refinancing can help you save money and reach your financial goals.