Resources

A new first-time homebuyer tax credit bill was introduced in Congress in 2026. Here's what it is, who would qualify, and what buyers can use right now.

Home equity loan closing costs run 2%–5% of your loan amount. Here's every fee broken down, what's negotiable, and how to reduce or eliminate what you pay.

To afford a $500K mortgage in 2026, most buyers need $120,000–$165,000/year. See income requirements by down payment, loan type, and debt load — with scenarios at today's 6.57% rate.

Home prices have risen for 34 consecutive months through April 2026. Here's what the data says about whether prices will fall — and what waiting is actually costing buyers on...

Mortgage rates are at 6-week highs as of May 15, 2026. See today's 30-year, 15-year, and ARM averages — and what's driving rates higher this week.

A mortgage broker shops lenders on your behalf — but they're not your only option. Learn how mortgage brokers work, how they get paid, and how to decide if you...

Unmarried couples can absolutely buy a house together — but the mortgage and title decisions work differently than for married couples. Here's what to know before you apply.

The 30-year fixed mortgage rate is 6.57% today as 10-year Treasury yields climb following a hotter-than-expected CPI and PPI. Here’s what’s driving rates and what buyers should know.

Ghost listings, stale MLS data, and bait-and-switch tactics waste buyers' time and money. Here's how to spot fake real estate listings fast — and the one move that protects you...

The NAR settlement changed buyer agent rules in 2024. Here's what buying a house without a realtor actually looks like in 2026 — steps, risks, and when it makes sense.

Mortgage rates on May 12, 2026: the 30-year fixed sits at 6.49% and is trending higher to start the week. See today's rates, what's driving them, and how to get...

Mortgage rates on May 11, 2026: the 30-year fixed averages 6.32%, the 15-year fixed 5.65%. See what's moving rates, how your profile affects your offer, and how to find the...

Using a HELOC to consolidate debt can lower your rate — but it converts unsecured debt into a loan backed by your home. Here are the five key risks to...

Better offers HELOCs from $50K–$750K with a 620 minimum credit score on primary, secondary, and investment properties. Here's what makes Better stand out — and what to know before you...

FHA mortgage rates are running about 30 basis points below conventional right now. Here's who that rate gap helps — and when conventional is still the smarter choice in 2026.

PMI is tax deductible again starting tax year 2026, permanently reinstated by the One Big Beautiful Bill Act. Here's who qualifies, how much you can save, and how to claim...

Today's mortgage rates: 30-year fixed at 6.34%, 15-year fixed at 5.66%, 5/1 ARM at 5.64%. See what's moving rates on May 8, 2026 and what it means for buyers and...

A secured loan uses collateral — like your home — to back your borrowing. Learn how secured loans work, the types available, the risks, and how they compare to unsecured...

Mortgage rates are easing today, with the 30-year fixed averaging 6.44%. See today's current rates, what's moving them, and how to get the best rate available to you.

Today's mortgage rates, what's driving them, and what buyers and homeowners should know right now. Updated daily.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.