Refinancing

HomeReady vs FHA loans: See how an affordable home financing program that offers low down payment options like HomeReady stacks up against FHA loans.

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Divorce and mortgage decisions are critical. Learn how to manage shared property, refinance home loans, and make smart, informed choices during a separation.

Protect your new home with safety measures designed to combat the risk of fire, carbon monoxide poisoning, flooding, and burglary.

Learn the pros and cons of a cash out refinance to help you decide if the financial move is right for you.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Should you refinance your mortgage? From lowering your monthly payments to getting cash-out, here are some ways you may benefit from refinancing.

Conventional loans offer plenty of perks. But which is best? Our overview of different types of conventional loans will help you pick the best one for you.

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

Let's take a trip down memory lane and recap the mortgage history of the housing market in America: From the first commercial bank to this post-COVID era.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

Refinancing your mortgage? Here’s a breakdown on the refinance appraisal process, associated costs, and what to do if your appraisal comes back lower or higher than expected.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Use mortgage points to buy down your interest rate when purchasing or refinancing a home. Learn how it lowers interest rates and saves you money over time.

Discover how much was a house in 1950 and see how prices and interest rates have changed over the decades, from 1950 to today, with key historical insights.

Jumbo loans are mortgage loans that have a higher-than-normal balance. Here's what you need to know about securing this type of financing in 2021.

See example scenarios of points and in action, to better understand how to make decisions with your own mortgage.

Jumbos are about the size of the loan, not the size of the home. See what a jumbo loan is, where you might need one, and how to avoid them...