Refinancing

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Moving into a new home? Make sure you’re not overlooking any steps of our New Homeowner Checklist so you can start enjoying your new place as soon as possible.

Feeling out of place after a move? Learn how to make a new town feel like home by meeting neighbors, exploring shops, and giving new adventures a try.

Learn the pros and cons of a cash out refinance to help you decide if the financial move is right for you.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Conventional loans offer plenty of perks. But which is best? Our overview of different types of conventional loans will help you pick the best one for you.

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

Want to use the equity you’ve built up in your home? Here’s an intro to cash-out refinances, including when you might (or might not) want to consider one.

Let's take a trip down memory lane and recap the mortgage history of the housing market in America: From the first commercial bank to this post-COVID era.

Refinancing your mortgage? Here’s a breakdown on the refinance appraisal process, associated costs, and what to do if your appraisal comes back lower or higher than expected.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.

Refinancing may help you save money and give you access to your home equity. Here are the pros and cons of refinancing, and scenarios when it makes sense.

How often can you refinance your home loan? While there’s no limit, there are some things to keep in mind. Here’s what you should know before refinancing, again.

Want to access the equity in your home? You have 2 options: taking out a second mortgage or doing a cash-out refinance. Let’s compare the benefits of both.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Use mortgage points to buy down your interest rate when purchasing or refinancing a home. Learn how it lowers interest rates and saves you money over time.

See example scenarios of points and in action, to better understand how to make decisions with your own mortgage.

Jumbos are about the size of the loan, not the size of the home. See what a jumbo loan is, where you might need one, and how to avoid them...