Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Homeowners who were previously denied a mortgage refinance may now qualify through RefiPossible™. You may save up to $3k/yr by lowering your monthly costs.

Mortgage application denied? Discover common reasons for denial and expert tips to strengthen your next application and boost your chances of getting approved.

Learn how a loan estimate reveals real mortgage costs, compares lenders, and highlights fees you can control. Explore its sections and compare offers clearly.

In the socially distanced world of 2020, Better helped 88,100+ new clients navigate their homeownership journey with ease, confidence, and a ton of savings.

Learn what the underwriting process timeline looks like, what underwriters review, common approval conditions, and how Better helps speed up the process.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Every homebuyer should be asking these questions to their mortgage lender.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.