Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

What is an escrow account? Learn how it works, and why it helps protect buyers, sellers, and lenders. Discover the types, rules, and their real estate benefits.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

See example scenarios of points and in action, to better understand how to make decisions with your own mortgage.

Explore the essentials of buying an Airbnb investment property with Better.com. Learn about market research, property types, financing options, and the pros and cons of Airbnb investments. Get expert tips...

Learn how pre-approval helps secure financing, make competitive offers, and understand how much house they can afford. Get started with pre-approval for first-time home buyers today!

Learn if mortgage pre-approval is free or has costs, and understand what to expect from the process before you start the exciting journey of buying a new home.

Looking to buy a property that makes money for you? Learn the minimum qualification requirements to get a mortgage pre approval for an investment property.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Homeowners who were previously denied a mortgage refinance may now qualify through RefiPossible™. You may save up to $3k/yr by lowering your monthly costs.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

We get it—the refinance process can seem pretty mysterious. Here’s a step-by-step timeline to help you get familiarized with the journey ahead.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.