Refinancing

Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.

Should you apply for a digital mortgage? Online lenders offer a wide range of benefits for homebuyers and refinancers who are looking to save time and money.

Here’s how much home prices and average interest rates have risen since 1950.

Jumbo loans are mortgage loans that have a higher-than-normal balance. Here's what you need to know about securing this type of financing in 2021.

Jumbos are about the size of the loan, not the size of the home. See what a jumbo loan is, where you might need one, and how to avoid them...

No, not really. Lenders run either a soft or hard credit check to pre-approve borrowers for a mortgage. Learn what they are and how they impact your credit.

An appraisal contingency helps prevent homebuyers from overpaying, but sometimes they cause offers to be rejected. Learn when to add it, when to waive it.

A guide to breaking down the federal and lender-specific requirements to qualify for an FHA loan and determining if this lending option is a good fit for you.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Here’s what our underwriters take into consideration when reviewing applications from self-employed borrowers.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

Trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? Here’s the difference, and how to figure out which home loan is right for you.

As with all financial decisions, refinancing your mortgage is deeply personal. Rising interest rates should not get in the way of your unique financial goals.

It is a good time to refinance? Low interest rates can signal opportunities for homeowners, but here’s what else you should take into consideration.

A home’s value is important when buying, selling, or refinancing. Learn why it matters and 10 factors that have a significant impact on how much a home’s worth.

We anticipate housing supply to pick up slowly, strong housing demand, and mortgage rates to increase. Deep dive into our housing market predictions for 2021.

Better mortgages aren't “one-size-fits-all." Learn how to find a mortgage that fits your goals and budget with insights from founder and CEO Vishal Garg.

If you’ve been declined for a mortgage, don’t worry. Here are the most common reasons mortgage applications get rejected and how to avoid loan denial next time.

Closing day comes with a lot of paperwork. Understanding what closing documents to expect in the closing package and their purposes can help put your mind at ease.

Refinancing may help you save money and give you access to your home equity. Here are the pros and cons of refinancing, and scenarios when it makes sense.