Resources

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

To help buyers keep up with record high home prices, the FHFA is raising the limit on conforming loans—and it could help you save on a home.

With property values rising, today’s homeowners are in a good position to refinance with new terms that remove private mortgage insurance.

Homeowner credit scores are at their highest in 15 years, and with new Fannie Mae rules, they could go further on a refinance application.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Agents who invest in connecting with first-time homebuyers and single borrowers may see increased success in netting clients.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

As bidding wars cool off and home prices begin to level out, buyers who took a break this summer might be ready to dive back in.

How long does a mortgage pre-approval last? Learn how long a mortgage pre-approval stays valid, what factors shorten it, and when to renew before it expires.

For one local man, being able to live on the river is much more than a perk—it’s personal.

The foreclosure ban has ended. Find out what it means for millions of homeowners, the choices you face now, and how to safeguard your home today.

First-time homebuyers are getting left behind as home prices skyrocket. Follow these tips to improve your standing, without putting more money down.

Learn about how much money you can borrow with an FHA loan.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

Considering an out-of-state move? Don’t overlook these cities with lower costs of living and affordable homebuying options.

Learn what to expect during the mortgage loan closing process, including key steps, timelines, and tips to ensure a smooth and successful home purchase.

Thinking about buying a second home? Learn key rules, lender requirements, and expert tips to qualify, secure financing, and buy your dream second home.

Learn what a closing package is, why it matters, and how it finalizes your home purchase so you can confidently navigate the last step of the mortgage process.