Resources

Mortgage rates climbed Wednesday after the Fed's updated dot plot signaled a higher-for-longer rate path. The average 30-year fixed is 6.62% today. Here's what moved rates and what buyers should...

Homeowners pulled a record $47B in equity in Q1 2026. Before you tap yours, here's how to choose between a cash-out refi, HELOC, or doing nothing — and what each...

Lenders don’t all count student loans the same way. Learn how conventional, FHA, and VA loans treat your student debt in DTI calculations — and which method works best for...

A record 242 U.S. cities now have starter homes priced at $1 million or more. See which metros are most affected, what that means for your monthly payment, and the...

Mortgage rates are holding in the mid-6% range on June 17, 2026. See today’s 30-year and 15-year rates, what’s moving the market, and whether now is a good time to...

Most lenders require an accepted offer before they’ll lock your rate — but lock-and-shop programs are an exception. Here’s how rate locks work, when you can actually lock, and what...

More couples are buying homes before marriage — or instead of it. Here’s what changes on your mortgage application when you’re not married, how to protect both partners, and what...

Mortgage rates are at one-month lows as of June 16, 2026 — the 30-year fixed sits at 6.56%. See today’s rates across all loan types, what’s moving them, and whether...

Yes, you can qualify for a mortgage on a contract job, but lenders evaluate contract income differently than a W-2 salary. Here’s exactly what they look for and how to...

ARM share is at its highest since 2023. A 7/6 SOFR ARM sits at 6.27% vs. 6.58% for the 30-year fixed. Here’s the honest framework for who should consider one...

Mortgage rates are holding in the mid-6% range on June 15, 2026. See today’s 30-year fixed, 15-year fixed, ARM, and refinance rates — plus what’s moving the market.

Mortgage rates dropped to one-week lows heading into June 12, 2026. See today's 30-year fixed, 15-year fixed, ARM, and refinance rates — plus what's moving the market.

A new bill introduced June 1, 2026 would raise the capital gains exclusion to $1 million for homeowners 65+ who've lived in their home for 25+ years. Here's what the...

A nosebleed seat at Madison Square Garden costs around $4,000 — enough for a 3% down payment in several U.S. markets. Here's how little you actually need to buy a...

Velocity banking promises to pay off your mortgage in years, not decades. Here's what the math actually shows — and when a HELOC makes more sense.

The 30-year fixed mortgage rate is approximately 6.67% today. Rates vary by source — here's why, plus what's driving rates this week.

Mortgage rates are 6.68% on a 30-year fixed today, June 10, 2026. May CPI came in at 4.2%, matching expectations. See how today's inflation data affects rates and what it...

The May 2026 median existing-home price hit a record $429,300. Here’s what that number means for buyers — and what it actually buys in six representative markets across the country.

Variable income doesn't disqualify you from a mortgage. Learn exactly how lenders calculate seasonal pay and commissions — and how to put your strongest application forward.

A mortgage inquiry can temporarily lower your credit score but by less than most people fear. Here’s exactly what happens, for how long, and how to shop multiple lenders without...

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.