First-time Homebuyers Information

Thinking about using an online lender to buy or refinance your home? Getting pre-approved is easy, fast, and completely on your terms.

Understand how long pre-approval remains valid and when you should start the process.

Make a competitive all-cash offer using our money. We’ll buy the home on your behalf and finalize your mortgage so you can buy it back from us.

Learn about the power of all-cash offers and how Better Real Estate can help you make one even if you don’t have cash on-hand.

For one local man, being able to live on the river is much more than a perk—it’s personal.

Before you can close on a home or refinance a property, an underwriter will need to verify your income, debts, and assets. See what docs they need and why.

Here’s an intro to how FHA loans work, how to qualify, and which types of borrowers might be a good match for this type of mortgage.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Here’s what our underwriters take into consideration when reviewing applications from self-employed borrowers.

Choosing the right neighborhood is one of the most important (and difficult) parts of buying a house. Here are some tips to help you make that decision.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

Discover the best places to live in New Jersey, what’s unique about the real estate market, how to find a New Jersey Realtor, plus 7 steps to buy a home.

Considering an out-of-state move? Don’t overlook these cities with lower costs of living and affordable homebuying options.

See what you’ll miss if you buy a house without an agent, when DIY can work for you, and everything you need to know about how to buy a house...

Can you qualify for a mortgage? You might want to check your credit score. Learn how lenders handle your credit score and how you can improve it.

Your realtor is a crucial part of your homebuying experience. Find out what they can do for you and how to choose yours.

From instant pre-approval letters to eliminating unnecessary costs, here’s how digital lenders make homebuying more convenient, transparent, and speedy.

There is a range of tax deductions homebuyers or homeowners can use to lower their tax bill. Learn which tax breaks apply to your and what tax forms to use.

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

Mortgages aren’t one-size-fits-all. To help you assess your options, learn all about understanding different home financing options.