First-time Homebuyers Information

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What is a mortgage

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

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Buying a home in New Jersey

Discover the best places to live in New Jersey, what’s unique about the real estate market, how to find a New Jersey Realtor, plus 7 steps to buy a home.

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10 of the most affordable cities in the US for homebuyers

Considering an out-of-state move? Don’t overlook these cities with lower costs of living and affordable homebuying options.

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Buying a house without a Realtor

See what you’ll miss if you buy a house without an agent, when DIY can work for you, and everything you need to know about how to buy a house...

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How your credit score affects your mortgage

Can you qualify for a mortgage? You might want to check your credit score. Learn how lenders handle your credit score and how you can improve it.

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How to pick a Realtor

Your realtor is a crucial part of your homebuying experience. Find out what they can do for you and how to choose yours.

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Benefits of buying a house online

From instant pre-approval letters to eliminating unnecessary costs, here’s how digital lenders make homebuying more convenient, transparent, and speedy.

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How does buying a house affect taxes

There is a range of tax deductions homebuyers or homeowners can use to lower their tax bill. Learn which tax breaks apply to your and what tax forms to use.

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Getting a mortgage with student loans

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

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Understanding your home financing options

Mortgages aren’t one-size-fits-all. To help you assess your options, learn all about understanding different home financing options.

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The benefits of working with an online lender

Should you apply for a digital mortgage? Online lenders offer a wide range of benefits for homebuyers and refinancers who are looking to save time and money.

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How much should you put down on a house?

Your down payment is the biggest upfront cost of your mortgage. Learn about down payment requirements and other best practices.

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The differences between contingent vs pending home sales

Is that home really for sale? Learn what it means when you see "contingent" vs "pending" next to a real estate listing—and when you can still put in an offer.

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The essential home inspection checklist for homebuyers

Home inspections give buyers peace of mind before closing on a home. Here’s a checklist and tips to help you prep for this process.

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The most important questions to ask when buying a house

From how budgeting really works to whether you should have a real estate agent, asking these questions when buying a house will give you a competitive edge.

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Pros and cons of buying a house

Homeownership can improve your finances and quality of life, but there are costs to prepare for. We break them all down so you can decide to buy or not to...

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So you’re considering a local mortgage lender

So you're considering a local mortgage lender? If you care about face-to-face interaction, they can't be beat. But there are some conveniences they can't offer.

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Mortgage advice lenders don’t (usually) tell you

Here we answer the most common mortgage questions for new home loans and refinancing. This is the mortgage advice you need to make the best decision for you.

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7 first time homebuyer tips to guide you home

Buying a home for the first time doesn’t have to be complicated. Formalize your budget, shop smart, and navigate the process with these pro tips.

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Buying a house out of state

If you’re thinking of buying a house out of state, this article has all the tips and tools you’ll need to complete your out-of-state home purchase remotely.

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