Resources

First-time homebuyers are getting left behind as home prices skyrocket. Follow these tips to improve your standing, without putting more money down.

Before you can close on a home or refinance a property, an underwriter will need to verify your income, debts, and assets. See what docs they need and why.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

When looking at a mortgage, paying points means paying more upfront for a lower interest rate. On the other hand, getting credits means paying less at closing in exchange for...

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

If you’re refinancing a mortgage, locking your interest rate now can help you save money in the long run. Here’s how to decide if you should lock your rate today.

Inspired by his own homebuying frustrations, Vishal Garg founded Better to reinvent mortgages with a seamless, faster, and customer-focused online experience.

Understanding the tax benefits of owning a home could save you money on your mortgage. See how to qualify for mortgage tax deductions.

The Closing Disclosure is a standard form that lays out the final details of your mortgage. Here is a guide to understanding your Closing Disclosure.

Mortgage News: The Federal Reserve intends to keep interest rates near zero in an effort to speed economic recovery.

Buying a house? Learn how your property type—primary residence, second home, or investment property—affects your mortgage rates, including investment property mortgage rates vs primary residence.

More than half of homebuyers with children in school shop by school district. Here's what to know about the impact that can have.

Thinking of buying a home soon? Explore options & compare the pros and cons of renting vs. owning to see what fits your lifestyle, budget, and long-term plans.

Learn what mortgage lenders are looking for when evaluating a loan application — and what first-time homebuyers can do to meet their requirements.

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

Being a self-employed borrower can make homebuying more complicated. But with the right planning and people to help you, it can be easier. See what you can do now to...

You may have gotten pre-approved to buy a home, but the property itself can impact what house you can afford.