What’s the minimum coverage I need with my homeowners insurance?

Learn who Fannie Mae is and how they support affordable homeownership by buying loans, creating mortgage-backed securities, and keeping mortgage rates stable. Read more

Discover what a loan-to-value ratio is and how the LTV ratio is calculated. Learn how lenders use it to assess mortgage risk, home equity, and PMI requirements. Read more

Understand how home appraisals and property taxes are separate processes, and why an increase in appraised value doesn’t lead to higher tax assessments. Read more