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Frequently asked questions

What’s the minimum coverage I need with my homeowners insurance?

At a bare minimum, your homeowners insurance should cover your property’s replacement cost. This minimum level of coverage ensures that your insurance meets your lender's homeowners insurance requirements to approve your mortgage application.

However, most homeowners opt for more insurance coverage to protect their belongings and to provide liability coverage for accidents that may cause injuries to the homeowner or guests on their property.

Discuss your options with a Better Cover insurance expert

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