Do I have to use a Better Cover policy, or can I use my own?

What are reserves in a mortgage? Here you'll understand how cash reserves work, why lenders require them, and how much you may need to qualify for a home loan. Read more

Learn what a condo is, how ownership of the common areas on the building works, and what shared responsibilities come with living in a multi-unit development. Read more

Understand what a loan commitment is and when you’ll get one. Learn what this key mortgage milestone means for you and why it matters in the home loan process. Read more