Resources

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

When looking at a mortgage, paying points means paying more upfront for a lower interest rate. On the other hand, getting credits means paying less at closing in exchange for...

Discover the 8 steps to buying a home with ease. This complete guide helps first-time buyers navigate the process confidently, from search to closing.

Inspired by his own homebuying frustrations, Vishal Garg founded Better to reinvent mortgages with a seamless, faster, and customer-focused online experience.

Learn what the underwriting process timeline looks like, what underwriters review, common approval conditions, and how Better helps speed up the process.

Buying a house? Learn how your property type—primary residence, second home, or investment property—affects your mortgage rates, including investment property mortgage rates vs primary residence.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

Learn the key homeownership lessons from a Better intern: insights that combine real estate expertise with early career development and first-time buyer tips.

Learn how to navigate buying a new construction home—from the home loan process, through assembling your team, and how you can avoid predatory lenders.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Learn how a CEMA New York loan helps reduce mortgage tax costs when refinancing, how it works, and whether it's the right option for your home loan needs.

Thinking of buying a home soon? Explore options & compare the pros and cons of renting vs. owning to see what fits your lifestyle, budget, and long-term plans.

If you share our values and have the skills to help us make homeownership simpler, faster, and more accessible for everyone, we’d love to have you on our team.

In 2018, we simplified homeownership, helped thousands save time, money, and stress, expanded to 35 states, and built momentum for an even better 2019.

Real estate PMI, or private mortgage insurance, is required for low down payment mortgage loans. Learn about how real estate PMI can impact your mortgage costs.

Here’s how you can put down roots and buy a house without having to give up your dreams of traveling the world.

At Better Mortgage, we give them the best mortgage price possible. So how do we make money?

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.