Resources

Mortgage rates fell sharply during COVID. Can Trump’s new housing plan do the same? Here’s how today’s market really compares.

Millions of Americans are seeing sudden credit score drops after student loan payments restarted. Here’s how delinquencies affect credit—and what homeowners can do.

Find out why property taxes vary by state in the US. Use this guide to compare rates, understand how taxes are calculated, and plan your homebuying budget.

Learn what a bridge loan is and how it helps you buy a new home before selling your current one. See what to expect, requirements, pros, cons, and alternatives.

Learn what an earnest money deposit is, how it works, and how risk-aware homebuyers can protect their deposit with tips to use in your homebuying process.

Learn how a private mortgage works, understand key pros and cons, steps on how to get one, and loan alternatives so you can choose confidently for your home.

What is a fixed mortgage? Learn its pros and cons, and how it provides stable payments during rate swings, along with the key steps you need to qualify for one.

What is a buyer's agent? Learn key benefits and how they guide your search, negotiate offers, handle paperwork, and help you close a mortgage with confidence.

Buying a home in 2026? The new conforming loan limits could boost your buying power and help you qualify with a lower down payment.

What is seller financing? Learn how it works, key pros and cons, and how it compares to conventional mortgages, so you can choose the best way to buy a home.

What is a title company? Learn how title companies handle title searches, closing, and title insurance, what documents they need, costs, and how to choose one.

Do conventional loans require an appraisal? Learn how they work and how to prepare for one. Discover why they’re important for lenders, buyers, and sellers alike.

Learn what an up-front mortgage insurance premium (UFMIP) is, how lenders calculate it, and explore ways to sidestep UFMIP on FHA loans.

Should you pay off your mortgage or invest? Explore the reasons behind each option, the pros and cons, and ways to combine them for the best results.

What is included in your monthly mortgage payment? From PITI to HOA fees, we explain their components and how each of them impacts your total payment.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

How much house can I afford with a $150k salary? Explore price-range estimates, common mortgage options, and tips for saving money in our guide.

Is cash-out refinance taxable? Learn how cash-out refinance taxes work, when interest is deductible, and smart ways to use your equity without surprise taxes.

Can you get a mortgage on an auction property? Learn how to prepare, secure fast financing, and beat tight auction deadlines with this clear step-by-step guide.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.