Resources

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

How much house can I afford with a 90k salary? Learn the rules, loan options, and real scenarios to estimate monthly payments and boost affordability.

The economy created more jobs than expected in September, yet unemployment is up. Which number will mortgage rates react to?

Compare FHA vs USDA loans to understand which is right for you. Learn the key differences, pros and cons, eligibility rules, and how to choose the two.

Learn how much house you can afford with a 200k salary. See how debt and interest rates impact your budget, and find your ideal price range.

Is it cheaper to build or buy a house? Learn about the cost considerations that go into each option, plus pros and cons to help you make a decision.

Learn VA loan inspection requirements and optional assessment details. Understand your needs and move through the home buying journey smoothly.

Learn what determines mortgage rates, including economic influences like 10-year Treasury yields, lender preferences, and borrower credit profiles.

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Understand under contract vs. pending, what each stage means for homebuyers, and how to act fast or make smart backup offers when a deal falls through.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Understand the income needed for a $250k mortgage in our guide. Plus, learn budgeting rules, down payment options, and tips to help you plan your home purchase.

Learn how buyer agency agreements work so you can protect your interests, clarify roles and responsibilities, and avoid misunderstandings in a property deal.

Would a 50-year mortgage's lower monthly payments be worth the extra interest costs?

Rent stabilization makes renting more appealing, right? These policies can also encourage homeownership in New York City.

Explore the cash-out refinance pros and cons. Learn how it works, what lenders require, and when tapping into your home equity makes sense.

Explore a home equity line of credit (HELOC) pros and cons to see if it fits your financial goals. Compare its benefits, risks, and alternatives.

Learn how the HELOC draw period works and how long it typically lasts. Discover tips to repay your balance and manage your credit confidently.

Find out how much of a home loan you can get with a 650 credit score, explore your mortgage options, and see exactly what you qualify for today.

Explore how condo financing works compared to traditional loans. Learn condo loan requirements for getting approved and tips for landing a great deal.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.