What does a down payment mean in real estate transactions?

Learn how lenders use credit checks to assess eligibility, and the difference between soft checks for pre-approval and hard checks during application. Read more

Learn how to pay first mortgage payment, where and when to send it, how you'll get instructions, and what happens if your loan is quickly transferred. Read more

Unsure when refinance fees are due? Get a clear, simple breakdown of what you’ll pay upfront, at closing, or after, so you can plan ahead with confidence. Read more