What are qualifying ratios and how do mortgage lenders use them?

Learn about the difference between occupancy date and closing date, and why you might not be able to move in immediately after your home purchase is closed. Read more

Discover what a loan-to-value ratio is and how the LTV ratio is calculated. Learn how lenders use it to assess mortgage risk, home equity, and PMI requirements. Read more

Learn the minimum credit score for conventional loan approval with Better Mortgage, and see what. Read more