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Better
Buy
Apply now
Purchase rates
Affordability calculator
Mortgage calculator
Rent vs buy calculator
Find an agent
VA loans
Learning center
Refinance
Apply Now
Refinance rates
Cash-out refinance calculator
Learning Center
HELOC
Apply Now
Calculate your Cash đ”
HELOC vs. Cash-out Refinance
Learning Center
Rates
Purchase mortgage rates
Refinance rates
Refinance cash-out rates
HELOC rates
Purchase VA rates
Better+
Get Insurance
Title and Closing
Better Attorney Match
Learning Center
Better Agent Match
For Agents
Call us anytime at
415-523-8837
Get started
â
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What are qualifying ratios and how do mortgage lenders use them?