What do I need to do to lock my rate?

What is a co-applicant in a mortgage? A second borrower whose income and credit strengthen your application and help you qualify when solo approval is hard. Read more

A first mortgage lien, also known as a primary lien, is the primary legal claim your lender has on your home. Learn how it works & what happens if you default. Read more

Homeowners insurance is a requirement of a mortgage. Here we explain why many homeowners choose to roll their insurance into their monthly mortgage payment. Read more