Resources

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Thinking of applying for a home loan? Learn the pros and cons of a 15 year vs. 30 year fixed rate mortgage in a new article from Better Mortgage.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

Learn the key difference between mortgage APR and interest rate, and how each affects the true cost of your loan, monthly payments, and overall home financing.

Your mortgage application comes down to three key numbers. Learn why they matter and how understanding them can help you make smarter home buying decisions.

Learn the key homeownership lessons from a Better intern: insights that combine real estate expertise with early career development and first-time buyer tips.

Learn how to navigate buying a new construction home—from the home loan process, through assembling your team, and how you can avoid predatory lenders.

Go from planning to closing with the complete home buying checklist—most of which can now be completed online with the help of Better.

Understand how interested party contributions can impact your loan, LTV ratio, and closing costs. Get clear information on what to watch for before you close.

Rent-to-own is an alternative to buying a home outright. For those who might not qualify for a traditional mortgage, rent-to-own offers a path to ownership.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Gifts letters are common in financing the down payment for a home. Find out the benefits and drawbacks of using gift funds towards your mortgage.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

Better Settlement Service’s comprehensive guide to the title fees and closing costs associated with buying or refinancing a home.

If you’re juggling several different debts, consolidating them into one monthly payment might be your best bet to avoid high interest rates and complicated payment schedules.

Fannie Mae and Freddie Mac are vital to the mortgage industry, but what do they do and how do they help?

Learn about mortgage pre-approvals, why they’re important, and what documents you need to get started. Get an edge in your home search with a pre-approval

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

Most mortgage lenders won’t count RSU compensation as part of your income, but Better Mortgage will. Here’s how our underwriters handle RSUs.

Don’t take the bait. Here’s a guide to being a better rate shopper and a primer on rates, credits, and “no closing cost” loans.