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←Frequently asked questions

How to pay cash to close when buying a new home

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  • What are prepaid costs when buying a home?
  • What are settlement costs?
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  • Question: What is a transfer tax?
  • What is earnest money in real estate?
  • What is occupancy date and is it the same as closing date?
  • What is title vesting in real estate? Title vesting meaning
  • What is underwriting?
  • Does my spouse need to be on my title insurance?
  • What does a title search reveal about liens, easements, and risks?
  • What’s the difference between a lender and owner title insurance?
  • Will I get refunded if I overpaid property taxes compared to my bill?
  • How to remove prepaid property taxes from the closing disclosure?
  • How will I get my cash out funds?
  • How your debts are paid when you refinance debt?
  • My property is in a trust, how does that work in a refinance?
  • What is Better Settlement Services and what does a title company do?

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