How your debts are paid when you refinance debt?

Is escrow required for a mortgage? Understand when escrow accounts are optional, how they work, & why choosing one could help you secure a better mortgage rate. Read more

The maximum amount of cash you can take out depends on the type of property and mortgage balance you have. See the formula and examples of how it works. Read more

Discover what a mortgage note is, the important loan terms it includes, and why this document plays a crucial role in finalizing your home loan at closing. Read more