Question: What is a transfer tax?

Do you need an appraisal to refinance? Learn when it’s required, how it affects rates and PMI, and when FHA, USDA, or VA streamline refis waive it. Learn more.

You can pay for your homeowner’s insurance (HOI) policy either up front or at closing. In both cases, you’ll need to pay the first year’s premium. Read more

It depends on when your refinance is scheduled to close. Learn how to make the best decision based on where you are in the closing process. Read more