Resources

Learn how to calculate your homebuying budget, see how much you can afford to spend on a down payment, and use these tips to jumpstart your savings.

Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.

Mortgage News: Home equity is at an all-time high, and 17.8 million homeowners have a good chance of cashing out.

Mortgage News: With increasing competition and a shortage of supply, bidding wars have become typical—but there are tactics buyers can use to strengthen their offer.

Not getting caught up in the emotions of a competitive market is key to avoiding buyer’s remorse and successfully navigating bidding wars.

Mortgage News: Homebuying is more competitive than ever this year, with a surge in speedy, virtual sales, new construction homes, and a widening supply gap.

Mortgages aren’t one-size-fits-all. To help you assess your options, learn all about understanding different home financing options.

Mortgage News: New homes now take up a record high portion of the market, and they may be more affordable than existing homes.

Understanding how property taxes work can help you decide which home to buy, what home improvements to make, or uncover tax breaks/credits you could apply for.

Should you apply for a digital mortgage? Online lenders offer a wide range of benefits for homebuyers and refinancers who are looking to save time and money.

Sellers are driving the market, but first-time buyers can still find success if they stay open to compromise and work with agents who set proper expectations.

Your down payment is the biggest upfront cost of your mortgage. Learn about down payment requirements and other best practices.

Mortgage News: Mortgage rates have dropped for the third week in a row, and homeowners are likely jumping on the opportunity to refinance at a lower rate.

Is that home really for sale? Learn what it means when you see "contingent" vs "pending" next to a real estate listing—and when you can still put in an offer.

Trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? Here’s the difference, and how to figure out which home loan is right for you.

Mortgage News: Builders are moving at their fastest pace in 15 years—but buyers are still likely to face tough competition for new developments.

From how budgeting really works to whether you should have a real estate agent, asking these questions when buying a house will give you a competitive edge.

Mortgage News: While a recent dip in rates may provide homeowners savings, the truth is, shifts in the market shouldn’t determine when it’s time to refinance.

As with all financial decisions, refinancing your mortgage is deeply personal. Rising interest rates should not get in the way of your unique financial goals.

Spring real estate markets heat up across the sun belt, and median listing prices hit an all time high as buyer demand continues to far outweigh housing supply.