Refinancing

A high Debt to Income Ratio (DTI) is the #1 reason mortgage applications get rejected. Learn how your DTI can affect your mortgage and how to lower it.

Better Mortgage's Head of Capital Markets explains what he wishes he had known about ARMs when he bought his first home.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.

How often can you refinance your home loan? While there’s no limit, there are some things to keep in mind. Here’s what you should know before refinancing, again.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Mortgages can be confusing, even if you’ve gotten one before. Here’s a breakdown of all the costs that come with getting a mortgage.

Don’t take the bait. Here’s a guide to being a better rate shopper and a primer on rates, credits, and “no closing cost” loans.

While traditional fixed rate mortgages have the same rate for the entire life of the loan (typically 15, 20, or 30 years), adjustable rate mortgages (ARMs) are a bit different.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Want to access the equity in your home? You have 2 options: taking out a second mortgage or doing a cash-out refinance. Let’s compare the benefits of both.