Will I need an appraisal for a refinance?

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more

Learn what a mortgage gift letter is and how it helps lenders confirm that the gifted funds for a down payment or closing costs are not counted as debt. Read more

The key requirement for homeowners insurance is that it covers the property’s replacement cost. Learn more about deductible requirements here.