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Frequently asked questions

What does my debt-to-income ratio need to be at to qualify for a refinance loan at Better Mortgage?

Your debt-to-income ratio (DTI) measures your monthly debt compared to your monthly income, and is one of the key factors that lenders use to gauge how much mortgage you can afford. Just like with your original home loan, you’ll need to have a DTI of at least 50% for a conforming loan refinance and 43% for a jumbo loan refinance. Curious to see how much you could save by refinancing? Check out rates and see which terms you qualify for today.

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