How will a refinance affect my monthly mortgage payments?

Homeowners insurance is a requirement of a mortgage. Here we explain why many homeowners choose to roll their insurance into their monthly mortgage payment. Read more

Learn what a mortgage gift letter is and how it helps lenders confirm that the gifted funds for a down payment or closing costs are not counted as debt. Read more

It depends on when your refinance is scheduled to close. Learn how to make the best decision based on where you are in the closing process. Read more