Just like with your original mortgage, you’ll need to provide some documentation to verify your income for a refinance. This will typically include:
- 2 years of personal tax returns
- 2 years of business tax returns (if you own more than 25% of a business)
- 2 years of W-2s or 1099s
- 2 months of bank statements
- Proof of any alimony or child support payments
If you’re refinancing with Better Mortgage, you’ll have the option to link your bank accounts and upload your documents digitally.