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Frequently asked questions

What credit score do I need to refinance?

Credit scores help lenders get a sense of your creditworthiness, or your ability to pay back loans based on your history as a borrower. Credit score minimums depend on the type of loan you’re trying to refinance. To qualify for a conventional loan refinance with Better Mortgage, you’ll need a credit score of at least 620. To qualify for a jumbo loan refinance, you’ll need a credit score of at least 700. To see what types of refinance terms you qualify for, complete a pre-approval from Better Mortgage. It takes as little as 3 minutes and won’t impact your credit score.

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