Homebuying

Rent-to-own is an alternative to buying a home outright. For those who might not qualify for a traditional mortgage, rent-to-own offers a path to ownership.

Gifts letters are common in financing the down payment for a home. Find out the benefits and drawbacks of using gift funds towards your mortgage.

Online mortgage calculators may not be as reliable as you think. Find out how to get a Better idea of how much house you can really afford.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

More than half of homebuyers with children in school shop by school district. Here's what to know about the impact that can have.

When you’re trying to determine whether it’s a smarter choice for you to rent or buy your home, you need to consider what is involved with renting vs. buying.

Even with Coronavirus (COVID-19) concerns driving record-low interest rates, mortgage rates continue to fluctuate. Here’s a detailed breakdown of why.

If you’re a first-time homebuyer, you’ll want to start preparing to take out a mortgage well before you apply. Here’s a guide to getting yourself ready.

Getting ready to apply for your first mortgage? Make sure you know what to expect. Here’s a step-by-step breakdown of the entire mortgage process from start to finish.

Learn what mortgage lenders are looking for when evaluating a loan application — and what first-time homebuyers can do to meet their requirements.

What’s the difference between fixed and adjustable rate mortgages? What are points and credits? How will your down payment affect your interest rate? We have your answers.

There’s no secret sauce to setting your mortgage price, just these key variables.

Traditional lenders talk a lot about the relationship between mortgage rates and the Fed raising rates. However, FOMC announcements have little to no bearing on mortgage rate fluctuation.

Being a self-employed borrower can make homebuying more complicated. But with the right planning and people to help you, it can be easier. See what you can do now to...

Buying a house is overwhelming, especially for a first-time homebuyer. But with the right preparation, you can take control and avoid the most common homebuying hurdles. We’ll show you how.

PMI, or private mortgage insurance, is required for low down payment mortgage loans. Learn about how it can affect the final cost of your mortgage.

Here’s how you can put down roots and buy a house without having to give up your dreams of traveling the world.

Learn about mortgage pre-approvals, why they’re important, and what documents you need to get started. Get an edge in your home search with a pre-approval

Don’t let these common first-time homebuyer myths and misconceptions scare you away from buying your dream home.

You may have gotten pre-approved to buy a home, but the property itself can impact what house you can afford.