Resources

Learn how buyer agency agreements work so you can protect your interests, clarify roles and responsibilities, and avoid misunderstandings in a property deal.

Is there a good way buyers could use longer-term mortgages like a 50-year loan? A look at the pros & cons.

Rent stabilization makes renting more appealing, right? These policies can also encourage homeownership in New York City.

Explore the cash-out refinance pros and cons. Learn how it works, what lenders require, and when tapping into your home equity makes sense.

Explore a home equity line of credit (HELOC) pros and cons to see if it fits your financial goals. Compare its benefits, risks, and alternatives.

Learn how the HELOC draw period works and how long it typically lasts. Discover tips to repay your balance and manage your credit confidently.

Find out how much of a home loan you can get with a 650 credit score, explore your mortgage options, and see exactly what you qualify for today.

Explore how condo financing works compared to traditional loans. Learn condo loan requirements for getting approved and tips for landing a great deal.

Learn how much to offer on a house without going too high or too low. Explore how to use comps, market conditions, and budget to make the perfect offer.

Unlike midterms in 2026, this fall’s elections won’t decide who sits in the White House or which party controls Congress. But that won’t make this year’s election cycle totally irrelevant...

Learn the 28/36 rule with a clear definition, an easy example, and simple ways to improve DTI so you can set a right-sized home budget and prepare for approval.

Income needed for a 700k mortgage. Learn the salary ranges, key affordability factors, down payment options, scenarios, tips, FAQs, plus alternatives.

Learn what an HOA fee is, what it covers, how much it costs, and why understanding HOA fees matters for homebuyers and owners considering a property purchase.

The Fed is making a habit of cutting interest rates. Should this trend get buyers off the fence and into new homes?

Explore home equity investment pros and cons, key eligibility, risks, and how it compares with HELOCs, home equity loans, and cash-out refinance options.

Find out how a mortgagee clause protects lenders and homeowners, why insurance providers require it, and how to add one to your policy.

Learn how soft versus hard credit checks differ, how they affect your credit score, and how to avoid too many inquiries to keep your credit going strong.

Discover how the tenancy in common structure works. Learn the pros and cons of this co-ownership model to see if it makes sense for your situation.

Saving for a home can be tough. Can you buy a house without a down payment to make it easier? Discover the options and learn about the pros and cons.

Learn how to qualify for a home loan as a first-time buyer: credit, down payment, and programs like FHA, VA, and assistance to lower costs and close faster.