Homebuying

Buying a condo comes with plenty of perks, but here’s what you need to consider before committing to this type of home.

Explore our detailed home buying process timeline to understand each step from pre-approval to closing and learn how to move forward with confidence.

See how to buy a house without a real estate agent; weigh what you’ll miss, when DIY works, and the essential steps and safeguards to navigate the purchase.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

Learn how to navigate buying a new construction home—from the home loan process, through assembling your team, and how you can avoid predatory lenders.

Gifts letters are common in financing the down payment for a home. Find out the benefits and drawbacks of using gift funds towards your mortgage.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

More than half of homebuyers with children in school shop by school district. Here's what to know about the impact that can have.

There’s no secret sauce to setting your mortgage price, just these key variables.

Real estate PMI, or private mortgage insurance, is required for low down payment mortgage loans. Learn about how real estate PMI can impact your mortgage costs.

Here’s how you can put down roots and buy a house without having to give up your dreams of traveling the world.

Your homebuying team is crucial in helping you make a winning offer on your dream home. Here's how to assemble the right homebuying team.

Chances are you want to get a good deal on your mortgage. This post is all about breaking down mortgage rates and costs, so you can be a savvy shopper.

Buying a home with a significant other, family member, or close friend? Here’s how to decide whether or not to include them on the mortgage.

Buying a home is the biggest financial transaction most people will make. To help you prepare for it, this post is all about knowing your mortgage numbers.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

Learn how to lower debt to income ratio for mortgage approval. Understand what affects your DTI ratio, why it matters, and how to qualify for better rates.