Resources

What are closing costs? Explore common fees found at closing, who pays them, and how to estimate and reduce expenses so you’re prepared when it’s time to close.

Learn what loan-level price adjustments are, why they exist, how they affect mortgage costs, and simple ways to manage them when comparing home loan options.

Learn how mortgage employment verification works, when lenders check your job, the methods they use, and what changes in employment mean for your home loan.

Are VA loans assumable? Learn how they work, who can assume them, the main steps to follow, the pros and cons, and potential savings when assuming a VA loan.

Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.

Learn the key differences between MIP vs. PMI. Learn how both mortgage insurance types work, their trade-offs, and find which option fits your home loan goals.

Learn how many people can be on a mortgage, typical caps by loan type, requirements, pros and cons, and step-by-step tips to apply with multiple co-borrowers.

Are property taxes included in your mortgage payment? Learn how escrow accounts work, pros and cons, and how Better's digital pre-approval clarifies costs.

How much house can I afford with a $120k salary? Learn key affordability factors, home-buying scenarios, and strategies to boost buying power.

Discover how to afford a million-dollar home with these insightful tips. Learn income requirements and additional costs to secure your dream home.

How many FHA loans can you have at the same time? Explore the requirements for qualifying and discover other mortgage options available to you.

Learn what FHA closing costs are, how they work, and what they cover. Explore estimated fees and strategies to reduce the final amount.

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

How much house can I afford with a 90k salary? Learn the rules, loan options, and real scenarios to estimate monthly payments and boost affordability.

The economy created more jobs than expected in September, yet unemployment is up. Which number will mortgage rates react to?

Compare FHA vs USDA loans to understand which is right for you. Learn the key differences, pros and cons, eligibility rules, and how to choose the two.

Learn how much house you can afford with a 200k salary. See how debt and interest rates impact your budget, and find your ideal price range.

Is it cheaper to build or buy a house? Learn about the cost considerations that go into each option, plus pros and cons to help you make a decision.

Learn VA loan inspection requirements and optional assessment details. Understand your needs and move through the home buying journey smoothly.

Learn what determines mortgage rates, including economic influences like 10-year Treasury yields, lender preferences, and borrower credit profiles.