Resources

A GSE streamline refinance would let homeowners with conventional Fannie Mae or Freddie Mac loans refinance faster — with less paperwork and potentially no appraisal. Here's what the proposed program...

Losing your job mid-mortgage application doesn't always mean losing the deal — but it does change the process significantly. Here's exactly what lenders do, what your options are, and how...

New homes are now cheaper than existing ones for the first time in decades — and builders are offering rate buydowns. Here's how to decide which is the right buy...

AI chatbots like ChatGPT and Perplexity are now answering mortgage lender questions. Here's how they decide which lenders to recommend and what it means for your search.

Today's mortgage rates for June 1, 2026: the 30-year fixed is averaging 6.54%. Here's what's moving rates, what it means for buyers and refinancers, and how to get the best...

An AVM — automated valuation model — is a computer-generated estimate of your home's value that lenders use instead of a full appraisal. Here's how it works, when lenders use...

For years, homeowners with sub-5% rates refused to sell. Now 1 in 3 spring sellers is listing anyway. Here's what the easing lock-in effect means for buyers in 2026 —...

Mortgage rates are holding in the mid-6% range on May 29, 2026. Here's where rates stand today, what's driving them, and what buyers and refinancers should know right now.

More than a quarter of first-time buyers got family money for their down payment. Here's what actually works if you're building yours on your own — programs, loan types, and...

Mortgage rates are easing for a third straight day on May 28, 2026. Here's where the 30-year fixed, 15-year fixed, and ARM stand today — and what's moving them.

Wondering why Better Mortgage can be a good fit for first-time homebuyers? Here's a close look at what Better offers — from low down payment loans to a fully digital...

Federal regulators have approved two new mortgage credit scoring models: VantageScore 4.0 and FICO 10T. Here's what changed, who benefits, and what to do before you apply.

Today's mortgage rates for May 27, 2026. See current 30-year fixed (6.62%), 15-year fixed (6.01%), and ARM rates — plus what's driving movement and how to lock in the right...

The Fed may raise rates again — but that doesn't mean your mortgage rate moves the same way. Here's exactly what a hike means for buyers and homeowners right now.

Cash to close is the total amount you need to bring to closing day — not just your down payment. Here's exactly what it includes and how to calculate it.

Today's mortgage rates, what's driving them, and what buyers and homeowners need to know right now. Updated daily by Better.

A 2-1 buydown temporarily lowers your mortgage rate for the first two years of your loan. Here's how the math works, who pays for it, and when it beats negotiating...

Rapid Rescore can update a credit score faster than usual, helping home buyers who just paid off debt improve their credit score sooner.

Nonconforming loans can offer outside-the-box financing for some buyers, but most first-time homebuyers need the safety and stability of conventional and government-backed loans.

Congress just passed a sweeping housing bill. Here's what the 21st Century ROAD to Housing Act actually means for buyers — FHA changes, the investor ban, and what's still uncertain.