Resources

Gifts letters are common in financing the down payment for a home. Find out the benefits and drawbacks of using gift funds towards your mortgage.

Discover what hurts a home appraisal for refinance and learn how to avoid common mistakes that could lower your home's value during the refinancing process.

Better Settlement Service’s comprehensive guide to the title fees and closing costs associated with buying or refinancing a home.

Attention, New York homeowners: a CEMA loan can save you thousands in taxes when buying or refinancing property that's already mortgaged in the state.

Mortgage lenders require you to have homeowners insurance, but what is it? Find out how it works and where you can find the right policy for your home.

Online mortgage calculators may not be as reliable as you think. Find out how to get a Better idea of how much house you can really afford.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

Every homebuyer should be asking these questions to their mortgage lender.

If you’re juggling several different debts, consolidating them into one monthly payment might be your best bet to avoid high interest rates and complicated payment schedules.

Learn about how Better.com is handling the COVID-19 outbreak, and what you can expect with mortgages, in-person appraisals and inspections, and more.

Even with Coronavirus (COVID-19) concerns driving record-low interest rates, mortgage rates continue to fluctuate. Here’s a detailed breakdown of why.

Right now is the best time in 50 years to save money on your mortgage. Interest rates have never been this low and by simple virtue of that fact, will...

If you’re a first-time homebuyer, you’ll want to start preparing to take out a mortgage well before you apply. Here’s a guide to getting yourself ready.

Getting ready to apply for your first mortgage? Make sure you know what to expect. Here’s a step-by-step breakdown of the entire mortgage process from start to finish.

Learn what mortgage lenders are looking for when evaluating a loan application — and what first-time homebuyers can do to meet their requirements.

What’s the difference between fixed and adjustable rate mortgages? What are points and credits? How will your down payment affect your interest rate? We have your answers.

Fannie Mae and Freddie Mac are vital to the mortgage industry, but what do they do and how do they help?

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

2019 was a great year for Better Mortgage and our homeowners. Here’s a look at what we did this year and a sneak peek at where we hope to go...

When looking at a mortgage, paying points means paying more upfront for a lower interest rate. On the other hand, getting credits means paying less at closing in exchange for...