How to pay first mortgage payment and what to expect after closing?

Learn what a refinance appraisal fee covers and whether you can avoid it. Read more

Learn what a mortgage lock-in rate is, how it protects you from rising interest rates, and how long it lasts when securing a home loan with your lender. Read more

Learn how lenders use credit checks to assess eligibility, and the difference between soft checks for pre-approval and hard checks during application. Read more