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Better Real Estate

Partner with a local expert and save big

Traditional real estate brokerages are unfair and too expensive. We’re working to build something entirely new with lower commissions and fees.

Save $2,000 when you work with both an expert agent and our partner, Better Mortgage¹
I'm buying
Low listing fees add up to big savings 
when you move
I'm selling
List your home for 0% if you buy and sell with Better Real Estate and fund with our partner, Better Mortgage.
I'm buying and selling

Better Agent Match

Match with a partner agent and save $2,000

Save big when you work with a Better Real Estate Partner Agent, and get a home loan with our partner, Better Mortgage¹

I’m looking for an agent

Are you an agent?

Join the Better Real Estate Partner Agent Network to get serious, qualified clients delivered to your inbox. No upfront costs, you only pay a success fee at closing.

Join our Partner Agent Network

Find your dream home

Smart home search is here. Filter by price, neighborhood, school ratings, and more.

See homes for sale

Find a home by address, city, or ZIP code

Proceeding confirms your acknowledgement and acceptance of Better Real Estate's AFBA Disclosure.

Are you an agent?
Join the Better Real Estate Partner Agent Network to get serious, qualified clients delivered to your inbox. No upfront costs, you only pay a success fee at closing.

Join our Partner Agent Network

Guidance for buyers and sellers every step of the way
How to find an expert local realtor
Working with the right real estate agent can give you an enormous advantage as a homebuyer.

Read more

Buying a home without a realtor? Think again.
See what you’ll miss if you buy a house without an agent, homebuying tips, and more.

Read more

Make an offer sellers won’t want to refuse
A lot goes into making an offer. Here are the 6 steps—from setting your price to sealing the deal.

Read more

Buying and selling a home at the same time
Buy first or sell first? Here’s your answer. You’ll learn the pros and cons of each option.

Read more

Join hundreds of thousands of happy homeowners

Dorian Better Real Estate customer

“Everyone was telling us that buying a home would be the most stressful thing that we’d do. Better Real Estate made buying a house 100x easier than planning a wedding.”

Dorian Better Real Estate customer
Sandra Better Real Estate customer

“My Better Real Estate Agent was my angel. I had only six weeks to find a a house. My friends told me it was impossible. I couldn’t have gotten this home without Better Real Estate.”

Dorian Better Real Estate customer

¹See Better Real Estate Discount Terms and Conditions.


¹Available to buyers using a Better Real Estate Agent in AZ, CA, CO, FL, GA, IL, MD, MI, NY, NC, PA, SC, TX, VA, WA and DC. Better Real Estate's standard 1.5% listing fee applies to buyers in all remaining states wherein Better Real Estate is licensed and performs listing services. For details, see Better Real Estate Listing Fee Discount Terms and Conditions.

Frequently asked questions

  • How do I understand what this is and if it’s a good product for me?

    Experiment with the calculator above to help understand how much equity you will need to pledge and how much home you can afford. Pre-approval takes a few minutes and then you can discuss specifics directly with your expert Home Advisor.
  • How is this different from what Better Mortgage offers me today?

    With Equity Unlocker you can pledge vested equity toward the down payment on a new home. With a standard Better Mortgage, cash must be used as the down payment. To cover the down payment, you will have your equity valued at a 50% advance rate, meaning if you have $250,000 in vested Amazon stock, you can pledge that equity to cover $100,000 toward the down payment ($250,000 x 40% = $100,000). You also have the option to subsidize the value of pledged equity with cash toward a down payment.
  • What is the interest rate and terms of the Equity Unlocker mortgage?

    The interest rate for an Equity Unlocker mortgage will be 1.50-3.00% higher than the daily Fannie Mae mortgage rate, depending on the terms of the mortgage loan (15 year fixed, 30 year fixed, ARM etc.)
  • How is this different from what my bank offers me today?

    For a mortgage, your bank likely requires you to use cash as a down payment. If your bank offers margin loans, those are likely daily mark-to-market, meaning if the value of your equity declines, you would be obligated to pledge more shares toward the loan as collateral. You may have to liquidate your equity, put up more cash, or forcibly sell your home if the stock price drops enough. With Equity Unlocker you can get a home without doing any of those things.
  • Does this affect my relationship with my employer in any way?

    Nope! Your home and your mortgage belong to you. There is no impact from leaving or changing your job.
  • What does it mean to “pledge” shares of my vested equity?

    A share pledge means that the shares are held, in your name, as collateral against a loan. Those shares can remain at your brokerage house or custodian, you’ll simply have to get the custodian to sign a document during closing to acknowledge the pledge. Those shares are your property and yours to sell at any time to pay down the mortgage. All additional proceeds from the sale of equity are yours to keep.
  • What information do you need from my broker in order to provide me with a recommendation about the appropriateness of Equity Unlocker for my situation?

    You will be required to submit brokerage statements illustrating sufficient vested equity shares to be pledged. Your expert Loan Consultant will be able to talk you through your options based on your specific needs and financial situation. Visit better.com/equityunlocker/amazon today to get started.
  • What data are you collecting from me and what will it be used for?

    We ask for the same information that is required when you apply for a traditional mortgage and utilize the utmost in data security protections throughout the process. We will never sell your data.
  • How long does the whole process take?

    Once your equity is verified, the average closing time for a Better mortgage is 10 days faster than the industry average, typically 30-40 days.
  • How much does this cost? And what fees are associated with the offering?

    Closing costs for a mortgage typically range from 2-5% of the amount of the loan. Better never charges additional lender fees or commissions.
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© 2024 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California Inc., is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Better Real Estate, LLC provides access to real estate brokerage services via its nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Equal Housing Opportunity. All rights reserved.

New York State Housing and Anti-Discrimination Notice

New York Standard Operating Procedures

Texas Real Estate Commission: Information About Brokerage Services | Consumer Protection Notice

Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803, Philadelphia, PA 19106.

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street, Suite 807, Philadelphia, PA 19106.

Insurance quotes and policies are offered through Better Cover, LLC. A Pennsylvania Resident Producer Agency. License #881593. Here is a full listing of Better Cover, LLC’s license numbers.

Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, and Better Inspect, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Home & Finance Holding Company. Better Home & Finance Holding Company trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.