Try our interactive tool to find out, and learn about how we aim to maximize your total wealth. If you’re considering a home refinance, you probably have one big question on your mind — how much would you save? We made a mortgage calculator to help you compare the terms of your current loan to...Read more
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In this post, we’ll explain what “amortization” means and provide an interactive calculator to show the amortization schedule for any fixed-rate mortgage. The term “amortization” refers to the process by which a loan’s balance is paid down over time. In the case of a mortgage, there is one payment for each month of...Read more
Why a no-cost mortgage has historically been the best choice for most borrowers: try our interactive tool
If you refinance or sell your home in the average timeframe, taking lender credits to offset your closing costs (a.k.a., a no-cost mortgage) will save you money in comparison to paying points. “Taking credits” refers to the practice of accepting a higher interest rate (and therefore higher monthly payments) in exchange for cash...Read more