Check your rate

Won’t affect your credit score

Check your rate

Let's find out how much home you can afford.

Personalized quote in as little as 3 minutes — no credit impact.

Our AI-native tech shops dozens of investors to find 
your best rate.

Beat competing offers and close fast with One Day Mortgage™.1

Thousands saved on average through lower rates 
and fewer fees.

Check your rate

Won’t affect your credit score

Google logo and all affiliated branding materials are property of Google Inc. Better Mortgage Corporation is not sponsored, endorsed, or otherwise partnered with Google Inc.

Home loans funded

entirely online

2025 Best

Online Lender

2026 Best for speedy

approvals and low fees

2025 Best for

Low Rates

Customers who saved


time and money

Best Mortgage Lenders

of 2023

Best Mortgage Lender for

Affordability 2023

Best for All-in-One

Online Homebuying

$100B+

Home loans funded online

400,000+

Customers proudly served

We did the math on the next 30 years. It was cheaper to own.

Mateo & Alejandra | Better Mortgage customers

We make mortgages simpler, faster, and cheaper

We built the tech to streamline mortgage lending, making the process faster, simpler, and cheaper. You can see the savings when you check your rate.

Check your rate

Why customers love Better Mortgage

Easy and always available

I have purchased a few homes and refinanced four times as well. In all those experiences I never had the pleasurable experience I had with Better. It was easy and they were always available to answer questions. I loved my experience and highly recommend.


Dave, Better Mortgage Customer

Hands-down the best

Fantastic website, easy-to-contact live people, everything spelled out in black-and-white, reasonable refinance costs, lightning-fast turnaround. I've been through at least a dozen mortgage processes. This was hands-down the best.


Joe, Better Mortgage Customer

Easy and always available

I have purchased a few homes and refinanced four times as well. In all those experiences I never had the pleasurable experience I had with Better. It was easy and they were always available to answer questions. I loved my experience and highly recommend.


Dave, Better Mortgage Customer

Hands-down the best

Fantastic website, easy-to-contact live people, everything spelled out in black-and-white, reasonable refinance costs, lightning-fast turnaround. I've been through at least a dozen mortgage processes. This was hands-down the best.


Joe, Better Mortgage Customer

5 min read5 min read

How much does mortgage pre-approval cost?

4 min read4 min read
First time homebuyer down payments ins 
and outs
6 min read6 min read

How to get a mortgage pre-approval?

See your rates for purchase in minutes

Check your rate

1. Better Mortgage’s One Day Mortgage® promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive a conditional underwriting determination from Better Mortgage within 24 hours of their rate lock. Better Mortgage does not guarantee that a conditional underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions: https://better.com/with/one-day-mortgage-terms

We did the math on the next 30 years. It was cheaper to own.
Mateo & Alejandra | Better Mortgage customers
Better

Better is a family of companies serving all your homeownership needs.

  • better mortgage homepage

    We can’t wait to say “Welcome home.” Apply 100% online, with expert customer support.

  • better real estate page

    Connect with a local Better Real Estate Partner Agent to find out all the ways you can save.

  • better cover page

    Shop, bundle, and save on insurance coverage for home, auto, life, and more.

  • better inspect page

    Get free repair estimates, 24-hour turnarounds on reports, and rest easy with our 100-day inspection guarantee.

  • better inspect page

    Get transparent rates when you shop for title insurance all in one convenient place.

© 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Better BMC operates under the name Better Mortgage Corporation in New York.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, 80th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California Inc., is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Better Real Estate, LLC provides access to real estate brokerage services via its nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Equal Housing Opportunity. All rights reserved.

New York State Housing and Anti-Discrimination Notice

New York Standard Operating Procedures

Texas Real Estate Commission: Information About Brokerage Services | Consumer Protection Notice

Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803, Philadelphia, PA 19106.

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street, Suite 807, Philadelphia, PA 19106.

Insurance quotes and policies are offered through Better Cover, LLC. A Pennsylvania Resident Producer Agency. License #881593. Here is a full listing of Better Cover, LLC’s license numbers.

Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, and Better Inspect, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Home & Finance Holding Company. Better Home & Finance Holding Company trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act