The wait is over with
One Day Mortgage¹
One Day Mortgage™ offers you more certainty and kicks your home loan into hyperdrive: go from locked rate to Commitment Letter in a single day. Traditional lenders deliver a Commitment Letter in a few weeks.² And to them we say, “Go fax yourself.”
The mortgage process isn’t a race.
(But if it was, we’d
totally win.)
No one really wants a mortgage—they want a home. One Day Mortgage speeds up the process so you can skip the red tape and worry, and head straight to “Welcome home.”
Real estate agents
The fastest way to close more homes
One Day Mortgage delivers certainty and speed to your client’s offers. And the quicker they close, the more clients you can help find their dream homes.
How it works
Faster than a
speeding mortgage
Client already have a purchase contract? Lock a rate with Better Mortgage.
Client shares some financial info online. We deliver a Commitment Letter in 24 hrs.
(Yes, really!)
Get peace of mind through title, appraisal, and then...Closing! 🎉
What makes us Better
$100B
Home loans funded entirely online
400k
customers who saved time and money
3mins
Get pre-approved in as little as 3 minutes
Better Mortgage
Get a Commitment Letter in a single day
A simple online dashboard, you set the schedule
Close up to 17 days faster than average²
We’re always open—call, text, or email 24/7
Traditional mortgages
Wait weeks for a Commitment Letter
Outdated methods that slow you down
Endless paperwork, emails, and phone calls
Wait until the banks open
Making the Dream possible! The pre-approval process was seamless...I appreciate the whole team at Better.
Chuck H
Better was in fact better! What I liked most about Better was that even though they were naturally trying to get our business, they seemed like they were honestly doing what was best for us.
Ricki D.
Better was by far the most transparent and informative lender experience...Everyone involved was honest, forthright, and promptly answered all of my questions.
Sergey L
One Day Mortgages FAQs
Is One Day Mortgage live in all states?
What makes One Day Mortgage better?
Will every customer qualify for One Day Mortgage?
What loan types are NOT eligible for One Day Mortgage?
How does a customer know if they qualify for One Day Mortgage?
What does a One Day Mortgage customer have to do in order to get their Commitment Letter delivered in 24 hours?
What property types are eligible for One Day Mortgage?
What financial information I need to share to get a Commitment Letter within 24 hours?
How do I learn more about how to qualify for One Day Mortgage?
One Day Mortgage Terms & Conditions
¹Better Mortgage’s One Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive a conditional underwriting determination from Better Mortgage within 24 hours of their rate lock. Better Mortgage does not guarantee that a conditional underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions.
No unnecessary fees
Get your rate in as little as 3 minutes
24/7 support all the way to closing
Title Lorem Ispum
“The entire process went smoothly. The loan got funded on time and it was a tight schedule...Saved a lot of money and also had an amazing experience.”
“They made it so easy. Everything is trackable online. You know exactly what's going on all the time.”
“Better Mortgage is not just better, it actually is the best! It was so fast that I was amazed. Rates are great. I even got a discount.”
See your rates for purchase or refinance in minutes
Disclaimer/Assumptions: This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APRs) 5.41/5.60% APR, are for informational purposes only and are as of 09/20/2022 11:05 AM ET. Mortgage rates are based on current market conditions and change daily.Interest rate and APR are calculated by averaging rates and APRs offered under the following loan scenarios. Loan scenarios are based on the following assumptions: loan amount of $200K, $300K, $400K, $500K; interest rates and APRs may include up to 2 discount points (up to $7,000) as an upfront cost to borrower; 30/15-Year fixed rate and term refinance/purchase loan; borrower with above average credit (i.e., FICO score of 760 or higher); maximum loan-to-value ratio of 80%; subject property is a single family home; subject property is borrower's Primary Residence; and subject property is located in one of our six highest volume metropolitan statistical areas.The APR listed above is an estimate and may not include all applicable fees. Your interest rate and APR may differ based on current market rates, property type, loan amount, loan-to-value ratio, credit score and other variables. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR. Rates and terms are subject to change at any time without notice and are subject to state restrictions.
*Terms and Conditions apply. See https://better.com/with/cash-offer-terms.
*Terms and Conditions apply. See https://better.com/with/bre-listings-terms.