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Frequently asked questions

What is a secondary home?

A secondary home is, simply put, a vacation home. You must have sole control over the property, meaning that it cannot be a full-time rental, timeshare, or managed by a property management company. Secondary homes must be suitable for year-round occupancy. If you intend to rent out a secondary home for the majority of the year, it may be considered an investment property. Better offers mortgage loans for secondary homes - see what you are pre-approved for.