What does owner occupied mean for a mortgage loan application?

Learn what cash to close means, what it includes, from your down payment to taxes and fees, and how to pay it on closing day with a wire or certified check. Read more

Learn how mortgage lenders use qualifying ratios like the 28/36 rule to evaluate your housing costs and debt-to-income ratio when applying for a loan. Read more

Learn the key difference between lender’s and owner’s title insurance. Read more