What is a prepayment penalty, and how can you avoid it?

It depends on when your refinance is scheduled to close. Learn how to make the best decision based on where you are in the closing process. Read more

Unsure when refinance fees are due? Get a clear, simple breakdown of what you’ll pay upfront, at closing, or after, so you can plan ahead with confidence. Read more

Learn how lenders use credit checks to assess eligibility, and the difference between soft checks for pre-approval and hard checks during application. Read more