What is a prepayment penalty, and how can you avoid it?

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more

Between the mortgage, the down payment, the closing costs, the property insurance...it can add up quickly. Learn more and third-party fees.

Explore what does pmi stand for in real estate, why lenders require it on low-down-payment loans, how rates vary, and when you can cancel at 20% equity. Read more