What is a prepayment penalty, and how can you avoid it?

Explore whether you can transfer your current escrow account when funding a new loan, how servicers handle any balance, and the timeline for receiving it. Read more

Learn if you can add someone to your property title without adding them to your refinance loan, and understand the difference in responsibilities. Read more

Learn about the appraisal process and how property types like single-family homes, condominiums, and multi-family homes can affect the appraisal report. Read more