What's the fine print?

  1. Offer is only to customers who do not have a rate lock with Better Mortgage in the sixty (60) days prior to the date of the presented loan estimate from another lender.
  2. β€œWe'll match a competitor's offer, and credit you an extra $100" refers to the Better Loan Estimate being at least $100 less in closing costs at the same rate and for the same loan terms, excluding property taxes and insurance (the fees listed in Sections E through H on your Loan Estimate), as the closing costs on the Loan Estimate from the other Lender. For purchase transactions using the seller’s title company, comparisons will also exclude title fees.
  3. Better Mortgage may, in its sole discretion, accept LE proxies (e.g., rate sheets from other lenders) provided the rate and terms from the competitive lender are not contingent on any other transaction or relationship. In addition, the LE proxy must contain information sufficient to demonstrate that the offer is intended for the borrower who is applying for a loan with Better Mortgage and contain proof that the borrower's credit score was verified.
  4. The Loan Estimate must be dated within 1 business day from its date of submission to Better Mortgage and may not be from a broker or lender who Better Mortgage provides loan originating and/or brokerage services.
  5. Offer is only valid in states where Better Mortgage is currently originating loans. It includes all loan products on single-family residences, condominiums and PUDs with a loan amount less than or equal to $500,000.
  6. Offer is not available for refinances of loans originated by Better Mortgage within 6 months of funding date.
  7. To claim offer proceeds borrower must (1) fund their loan with lender that Better Mortgage could not beat by $100 in closing costs using the same LE presented to Better Mortgage to initiate this promotion; and (2) present closing disclosure and final note from funded loan within thirty (30) days of closing.
  8. Amounts on the Loan Estimate may still vary within regulatory tolerances from the closing disclosure based on findings in underwriting, and all loans are subject to credit approval.
  9. Offer cannot be combined with any other promotion. Offer is invalid if the borrower submits an LE from a lender with a rate that is not publicly available (e.g., requiring a minimum amount of assets under management). Each borrower may only take advantage of this offer once per loan application.
  10. Better Mortgage reserves the right to rescind or modify the terms of this offer without prior notice.
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Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 120 Broadway, 5th Floor, New York, NY 10271. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC is a Virginia Licensed Real Estate Firm with its principal office located at 312-F East Market St., Leesburg, VA 20176. License #0266029484. Equal Housing Opportunity

Better Settlement Services, LLC. 175 Greenwich Street, FL 59, New York, NY 10007

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 175 Greenwich Street, FL 59, New York, NY 10007

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Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

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