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Frequently asked questions

How does Better Mortgage keep their prices so low?

We get this question a lot! Simply put, many traditional lenders use antiquated, fragmented processes that take a lot of time and people power. At Better, we’ve built technology to streamline the entire homebuying and mortgage process, making it cheaper for us to make the loan which means we can then pass the savings on to you. Win win.

Since our process is entirely online, we don’t have to spend money on things like fax machines, or people whose sole job is to run the fax machines. Plus, our loan officers don’t earn commission, which helps save our clients money. On average, our new homebuyers save $8,200 and clients who refinance save $8,200 over the life of their loans.*

We’ve also developed relationships with over 25 of the largest mortgage investors in the world, from large banks to investment funds to government-sponsored entities like Fannie Mae. Whereas most traditional lenders only work with a handful of investors, we’ve developed technology to match our borrowers with the investors who are most interested in purchasing their loan. This allows us to offer low rates that have saved homebuyers thousands of dollars over the course of their loan.

Technology has updated almost every aspect of our lives, but for too long, the financial industry remained in a black box. At Better, our mission is to make the homeownership process faster, more transparent, and more accessible to all Americans.

*See better.com/claims for details


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    Β© 2021 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved.

    Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

    Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate is a licensed real estate brokerage and maintains its corporate headquarters at 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. A full listing of Better Real Estate, LLC’s license numbers may be found here. Equal Housing Opportunity. All rights reserved.

    Better Settlement Services, LLC. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

    Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

    Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

    The Better Home Logo is Registered in the U.S. Patent and Trademark Office

    Better Cover is Registered in the U.S. Patent and Trademark Office