When will I be expected to pay fees?

Learn what a principal mortgage is, how it fits in a home loan, and why understanding your original loan amount matters when managing your mortgage payments. Read more

Learn how mortgage lenders use qualifying ratios like the 28/36 rule to evaluate your housing costs and debt-to-income ratio when applying for a loan. Read more

Learn what a refinance appraisal fee covers and whether you can avoid it. Read more