Your exact closing costs will be based on the circumstances of your loan. To give you a general idea — the majority of our loans from the past year had closing costs between $1,500 and $3,500.
Closing costs include:
- Points or credits, as determined when you select your rate
- Third-party settlement fees, which are noted on all loan estimates and disclosures
- Per diem, which is pre-paid interest from the day of closing through the end of the month prior to your first payment
- Escrow payment, if applicable
Within 3 days of submitting your application, we’ll send you a loan estimate that outlines your expected closing costs. If anything changes before closing, we’ll send you an updated loan estimate.
At least 3 days prior to closing, we’ll provide a closing disclosure that gives a fully itemized list of closing costs.
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