Question: Does buying mortgage points increase my closing costs?

Learn what a mortgage lock-in rate is, how it protects you from rising interest rates, and how long it lasts when securing a home loan with your lender. Read more

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more

Unsure when refinance fees are due? Get a clear, simple breakdown of what you’ll pay upfront, at closing, or after, so you can plan ahead with confidence. Read more