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Frequently asked questions

Does Better Mortgage allow you to purchase points on a mortgage?

At Better, borrowers can “buy down” their interest rate (and by extension, their monthly payment) with the purchase of discount points. Typically, 1 point will cost about 1% of the loan amount—so buying a point on a $300,000 loan would cost about $3,000—but the exact financial impact of points and credits should be reviewed on your Loan Estimate before closing. For a personalized look at the rates you qualify for, get pre-approved.